Atrium Mortgage (AI.TO TSX) C$11.69 pre-market Jan 2026: AI stocks yield 7.95%
AI.TO stock trades at C$11.69 pre-market on the TSX on 23 Jan 2026, offering an attractive 7.95% dividend yield. Atrium Mortgage Investment Corporation (AI.TO) is a Canadian non-bank mortgage lender focused on Ontario, Alberta and British Columbia. Investors watch yield, loan book quality, and upcoming results ahead of an earnings release on 12 Feb 2026. This note breaks down valuation, technicals, dividend sustainability, and model forecasts for income-oriented AI stocks investors.
AI.TO stock: Company snapshot and recent price data
Atrium Mortgage Investment Corporation (AI.TO) trades on the TSX in Canada. The stock closed pre-market at C$11.69 with 79,615 shares traded and a 52-week range of C$9.97–C$11.84. Market cap stands near C$557,966,429 and shares outstanding are 47,812,033. The 50-day average price is C$11.49 and the 200-day average is C$11.38. Analysts at MarketBeat list a near-term price target of C$13.00 source.
AI.TO stock: Financials and valuation
Atrium reports EPS C$1.04 and a trailing P/E of 11.22, below many financial services peers. Book value per share is C$11.06, giving a P/B near 1.06. Debt to equity is 0.68 and interest coverage is about 2.59, which signals modest leverage for a mortgage lender. Net income margin and ROE remain positive, but operating cash flow per share is negative at C$-0.74. These metrics point to reasonable valuation versus cash-flow strains that deserve monitoring.
AI.TO stock: Dividend, yield and income case
Atrium pays C$0.93 per share annually, implying a yield near 7.95%. The payout ratio sits around 88.11%, so dividends are high relative to reported earnings. Dividend growth has been modest, and the company reduced debt by 60.64% year-over-year. One claim: the dividend is attractive for income portfolios but relies on stable mortgage performance and refinancing conditions. For dividend-focused AI stocks investors, watch payout coverage and loan loss trends closely.
AI.TO stock: Technicals and trading signals
Technicals show moderate momentum: RSI 58.76 and ADX 23.79, implying a mild trend. Bollinger band middle sits at C$11.59 while the upper band is C$11.79, indicating tight intraday volatility. On-balance volume is 250,368, below the sector average, and current volume is 79,615 versus an average 108,896. Traders may use the C$11.39–C$11.79 band to define short-term risk, and a break above C$11.84 could signal renewed buying interest.
AI.TO stock: Risks, catalysts and sector context
Main risks include credit losses from regional real estate weakness and interest-rate sensitivity for mortgage spreads. Atrium’s loan book concentration in Ontario, Alberta and B.C. concentrates geographic risk. Catalysts include the next earnings report on 12 Feb 2026, dividend announcements, and broader Canadian financial services performance. The Financial Services sector shows an average P/E near 13.78, so Atrium’s lower P/E offers some valuation cushion versus peers.
AI.TO stock: Meyka Grade and model forecast
Meyka AI rates AI.TO with a score of 70.80 out of 100 (Grade B+, Suggestion: BUY). This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus. Meyka AI’s forecast model projects C$11.67 for the next year and C$13.18 in five years. Versus the current price of C$11.69, the one-year model implies -0.14% upside, while the five-year projection implies +12.75% upside. Forecasts are model-based projections and not guarantees. For more context, see Atrium dividend history and analyst notes source.
Final Thoughts
AI.TO stock trades at C$11.69 pre-market on the TSX with a high 7.95% cash yield and a trailing P/E of 11.22. The income case is clear: a large yield and book value near the share price make Atrium attractive for yield-seeking portfolios. Key caveats are negative operating cash flow per share (C$-0.74) and a high payout ratio (88.11%). Meyka AI’s forecast model projects C$11.67 in one year (about -0.14% vs today) and C$13.18 in five years (about +12.75%). Analyst price targets center near C$13.00, which aligns with the five-year view and suggests modest upside. Short-term traders should watch earnings on 12 Feb 2026, loan performance updates, and sector moves in Canadian Financial Services. Investors focused on AI stocks and income should weigh yield against coverage and liquidity risks, and use this as a data-driven input rather than a recommendation. Meyka AI is an AI-powered market analysis platform providing the models behind these figures.
FAQs
What is the current price and yield for AI.TO stock?
AI.TO stock trades at C$11.69 pre-market with a dividend of C$0.93 per share, implying a yield near 7.95%. Volume was 79,615 with average volume 108,896.
How does Meyka AI grade AI.TO stock?
Meyka AI rates AI.TO 70.80/100 (Grade B+, Suggestion: BUY). The grade factors S&P 500 comparison, sector performance, financial growth, metrics, forecasts and analyst consensus.
What price targets and forecasts exist for AI.TO stock?
MarketBeat lists a near-term target of C$13.00. Meyka AI’s model projects C$11.67 next year (-0.14% vs current) and C$13.18 in five years (+12.75%). Forecasts are model-based and not guarantees.
What are the main risks for AI.TO stock investors?
Key risks include regional real estate weakness, rising credit losses, interest-rate pressure on mortgage spreads, and a high payout ratio near 88.11%, which may strain dividend sustainability if earnings weaken.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
