Are bank branches open or closed today, January 25, 2026?

Bank branches are closed today, Sunday, January 25, 2026. Digital services like UPI, IMPS, ATMs, and net banking are available. Cheque clearances and branch-only requests will be processed on the next working day in most locations, after the Republic Day holiday on Monday.

Will UPI and IMPS work even if branches are closed?

Yes. UPI and IMPS typically run 24x7, including Sundays and bank holidays. Transfers should go through instantly, subject to your bank’s limits and any scheduled maintenance. For very large payments, check limits, beneficiary activation times, and cut-offs inside your banking app before initiating.

When will cheques deposited over the weekend get cleared?

Cheques presented over the weekend and on the Republic Day holiday generally enter clearing on the next working day in most locations. Expect credit after processing resumes, which is likely Tuesday. Timelines can vary by location and bank, so track status in your app and plan payouts accordingly.

How can I confirm state-wise holidays and closures?

Check your bank’s in-app notifications and official website. For broader context, review state-wise lists from reliable outlets like NDTV and the Times of India. Local observances can extend the break in some regions, so verify for your branch location before planning visits or cash logistics.

Global Market Insights

January 25: India Bank Branches Closed; UPI, ATMs, Net Banking On

ByDanny Kontos January 25, 2026January 25, 2026

Wondering today bank open or closed in India? On Sunday, January 25, 2026, bank branches are closed nationwide as part of a long weekend in several states around Basant Panchami and Republic Day on January 26. Digital channels remain available, including UPI, IMPS, ATMs, and net banking. Cheque clearances and branch-only requests move to the next working day in most locations, likely Tuesday, January 27. If you manage cash, vendor payouts, or payroll, plan settlements now and use instant rails for time‑critical transfers.