Are CPP and OAS both paid on January 28, 2026?

Yes. The first 2026 deposit date is Tuesday, January 28, and both CPP and OAS are scheduled that day. OAS also rises 0.3% for January to March. For cpp payment dates 2026 after January, Service Canada typically uses late‑month dates, but always confirm the posted schedule.

How big is the OAS increase 2026 and how long does it last?

The OAS increase 2026 for the first quarter is 0.3%, effective from January through March. OAS is indexed every quarter to reflect inflation. New rates will be set for April, July, and October. Watch your statements to see the exact dollar impact for your age band.

What should I do if my deposit does not arrive on January 28?

Check online banking first. Direct deposits usually post the same day, but processing can vary by institution. Confirm your account details in My Service Canada Account. If nothing appears by evening, contact your bank. If the bank has no record, then call Service Canada with your SIN and claim details ready.

When will the full cpp payment dates 2026 and OAS schedule be available?

Service Canada publishes the yearly schedule in advance and updates it if needed. January 28 is the first confirmed date. Future dates typically fall late in each month. Check official Service Canada pages and your My Service Canada Account for updates before setting automatic transfers or bill payments.

Global Market Insights

January 25: Canada CPP 2026 Dates, OAS Increase Set for January 28

ByHuzaifa Zahoor January 26, 2026January 26, 2026

Canadians tracking cpp payment dates 2026 should circle January 28 as the first deposit of the year. Old Age Security will rise 0.3% for January to March, while CPP enhancement continues to lift maximum pensions for eligible contributors. Together, these updates shape cash flow at month end, when many bills come due. We explain what the timing means for budgets, how the OAS increase 2026 affects income, and how CPP choices can support a steady plan in Canada.