ING Groep (INGA.AS EURONEXT) Q4 earnings 29 Jan 2026: dividend and margin focus
INGA.AS stock trades at EUR 24.455 intraday as investors position ahead of ING Groep N.V.’s Q4 results scheduled for 29 Jan 2026. Markets are watching margins, loan growth and the dividend after a year-high close near EUR 25.205. With a trailing PE of 12.07 and EPS of 2.00, ING’s valuation sits below the Financial Services sector average. Volume so far is 1,831,427 shares versus a 30-day average of 6,490,484, underlining cautious positioning ahead of the earnings update.
INGA.AS stock: earnings calendar and what to expect
ING Groep reports earnings on 29 Jan 2026. The market will focus on net interest margin, loan impairment trends, and retail deposit flows. Analysts expect core profitability to remain steady, with management commentary the key driver for intraday moves.
We note ING’s previous guidance and the company’s dividend policy. Watch any change to payout language; ING currently pays EUR 1.232 per share annually and yields roughly 5.10% at today’s price.
Valuation and financial snapshot for INGA.AS stock
INGA.AS trades at EUR 24.455 with market cap about EUR 70.50B. Key metrics include EPS 2.00, PE 12.07, and price-to-book 1.45. The 50-day average is EUR 23.45 and the 200-day average is EUR 20.81, indicating a momentum bias higher.
Return on equity is 11.92% and book value per share is EUR 17.08. These figures show earnings capacity and a modest valuation gap versus the Financial Services sector average PE of 20.71, supporting a value case if credit trends remain stable.
Meyka AI rates INGA.AS with a score out of 100 and forecast
Meyka AI rates INGA.AS with a score out of 100: 73.38 — Grade B+ (Suggestion: BUY). This grade factors S&P 500 and sector comparisons, growth, key metrics, forecasts, and analyst signals.
Meyka AI’s forecast model projects a 12-month target of EUR 29.19, and a monthly target of EUR 25.23. Versus the current price EUR 24.455, the 12-month target implies an upside of 19.37%, while the monthly target implies 3.17% upside. Forecasts are model-based projections and not guarantees.
Technical and intraday trading signals for INGA.AS stock
Intraday range today is EUR 24.215 – EUR 24.50 with the previous close at EUR 24.52. Momentum indicators show an elevated RSI at 77.31 and MACD positive, suggesting short-term overbought conditions. Average True Range is EUR 0.37, arguing for controlled intraday swings.
Volume is below the 30-day average, so expect sharper moves if the earnings call surprises. Key technical levels: near-term support EUR 23.69 (BB middle) and resistance EUR 25.20 (year high).
Sector context and peer comparison affecting INGA.AS stock
ING operates in the Financial Services sector on EURONEXT where the sector YTD is 1.99%. Peers include BNP Paribas and Crédit Agricole. ING’s PE of 12.07 is below the sector average PE 20.71, which can attract value-oriented investors.
Sector risks include interest-rate shifts and regional credit cycles. ING’s strong retail footprint across Europe means earnings sensitivity to loan volumes and deposit pricing remains central to near-term performance.
Risks, catalysts and what to watch in the earnings report
Primary catalysts are reported net interest income, credit cost guidance, and any update to the capital return plan. Watch commentary on regulatory developments and wholesale banking exposures. A disappointing margin or surprise rise in impairment could pressure the stock.
Upside catalysts include stronger-than-expected loan growth, higher fees, or confirmation of sustainable capital returns. Given dividend yield and relative valuation, a positive earnings beat could trigger a meaningful re-rating.
Final Thoughts
INGA.AS stock is trading at EUR 24.455 intraday as Q4 results approach on 29 Jan 2026. Fundamentals show a resilient retail base, EPS 2.00, trailing PE 12.07, and a dividend per share of EUR 1.232. Meyka AI’s model projects a 12-month target of EUR 29.19, implying a 19.37% upside from today’s price, while a short-term monthly target of EUR 25.23 implies 3.17% upside. Technicals point to near-term overbought conditions, so intraday moves may be volatile if earnings surprise. Our Meyka AI grade is B+ (73.38) with a BUY suggestion, reflecting valuation, sector position and forecasted upside. Use the earnings call to confirm margin sustainability and capital return clarity before increasing exposure. For a quick update after the release, follow our live coverage on the company page at Meyka AI and check primary sources for the official release.
FAQs
When will ING Groep report Q4 2025 results?
ING Groep will report Q4 results on 29 Jan 2026. Expect commentary on margins, loan growth and the dividend policy to drive intraday price moves for INGA.AS stock.
What is Meyka AI’s 12-month forecast for INGA.AS stock?
Meyka AI’s forecast model projects a 12-month target of EUR 29.19 for INGA.AS stock, implying about 19.37% upside from the current price of EUR 24.455. Forecasts are projections, not guarantees.
How does ING’s valuation compare with peers?
INGA.AS trades at PE 12.07, below the Financial Services sector average PE of 20.71. That makes ING relatively cheap on earnings but sensitive to credit and margin risks.
What key metrics should investors watch in the earnings report?
Watch net interest income, net interest margin, credit costs, and capital return guidance. Also monitor management comments on deposit trends and wholesale banking exposures.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
