Earnings due Jan 29, 2026: ING Groep (INN1.DE XETRA) pre-market, watch guidance
INN1.DE stock trades at €24.45 in pre-market hours on XETRA as investors position ahead of ING Groep N.V.’s earnings report scheduled for 29 Jan 2026. We highlight valuation, dividend yield and key metrics that could move the share price during the print. ING reports with EPS last reported at 2.00 and a trailing PE of 12.22, while the stock yields 5.04%. This earnings spotlight focuses on what to watch, likely market reactions, and how these figures compare with the Financial Services sector.
Pre-market snapshot: INN1.DE stock price and core metrics
INN1.DE stock is quoted at €24.45 with a +1.28% intraday move and a pre-market range €24.31–€24.53. Volume sits at 31,135 versus an average of 50,036 shares. The 50-day average is €23.48 and the 200-day average is €20.84. Market cap is €70.86 billion and the year range is €14.26–€25.20. Key fundamentals include EPS 2.00, PE 12.22, PB 1.46, and dividend per share €1.232.
Earnings preview: INN1.DE earnings due 29 Jan 2026
ING will release results on 29 Jan 2026 after European markets close. Investors should watch net interest income, credit cost trends, and any guidance on margins. Last fiscal metrics show EPS of 2.00 and net income pressures in recent growth data, with netIncomeGrowth FY 2024 at -12.28%. Macro moves, such as EUR/USD swings and Fed signals, can affect trading; see market context at Fortune and currency flow at Investing.com.
Valuation and sector comparison for INN1.DE stock
ING trades at a PE of 11.92 to 12.22 depending on source, below the Financial Services sector average PE of 20.57. Price-to-book is 1.46, which compares favorably to many peers. Return on equity is 11.92%, a relative strength. Debt-to-equity is elevated at 3.45, which raises leverage concerns versus sector averages. The 5.04% dividend yield is material for income investors and will be central to the market reaction if management updates payout policy.
Meyka AI grade and INN1.DE stock forecast
Meyka AI rates INN1.DE with a score of 72.23 out of 100 and gives a B+ (BUY) suggestion. This grade factors in S&P 500 and sector comparisons, financial growth, key metrics, forecasts, analyst consensus, and fundamentals. Meyka AI’s forecast model projects a monthly target of €25.23, a quarterly target of €28.76, and a yearly target of €28.91. Versus the current price of €24.45, the yearly forecast implies an upside of 18.27%, the quarterly implies 17.63%, and the monthly implies 3.19%. Forecasts are model-based projections and not guarantees.
Technical setup and trading risks for INN1.DE stock
Momentum indicators show short-term overbought signals. RSI is 78.81, MACD histogram is 0.09, and ADX reads 41.31 indicating a strong trend. Bollinger upper band is €24.88 and ATR is €0.38. Lower-than-average volume increases the risk of volatile earnings moves. Risk factors include higher credit costs, regulatory news, and EUR liquidity swings ahead of the Fed comment cycle.
Earnings playbook: how to approach INN1.DE stock around the report
Focus on three data points: net interest income, loan loss provisions, and capital distribution commentary. If ING reports stronger NII growth and stable provisions, expect upward revisions to guidance. A surprise on provisions or capital metrics could pressure the share price given leverage. Use limit orders, size positions to risk tolerance, and consider the €28.00 base, €34.00 bull, and €22.00 bear price scenarios for portfolio decisions. See Meyka coverage at Meyka INN1.DE page for live updates.
Final Thoughts
INN1.DE stock enters the earnings window with a mix of value and risks. At €24.45 the shares trade below sector PE averages and offer a 5.04% yield, which supports an income case. Meyka AI’s model projects a yearly level of €28.91, implying an 18.27% upside versus the current price. Investors should weigh that upside against leverage in the balance sheet, the recent negative net income growth, and overbought technicals such as RSI 78.81. In short, the upcoming 29 Jan 2026 report is likely to drive directional moves. Watch NII, provisions, and dividend commentary. Our Meyka AI grade of 72.23 (B+, BUY) supports a constructive view, but forecasts are model-based and not guarantees. Position sizing and a clear exit plan remain essential for investors using earnings as a catalyst.
FAQs
When does ING report earnings and what should I watch for INN1.DE stock?
ING reports on 29 Jan 2026. Watch net interest income, loan loss provisions, and capital return commentary. Those items tend to move INN1.DE stock most during earnings windows.
What is Meyka AI’s price forecast for INN1.DE stock?
Meyka AI projects a monthly target of €25.23, quarterly €28.76, and yearly €28.91. The yearly forecast implies 18.27% upside from €24.45. Forecasts are model-based and not guarantees.
How is INN1.DE stock valued versus peers?
ING trades at PE ~12 and PB 1.46, below the Financial Services sector PE of 20.57. The stock also yields 5.04%, which supports a value case versus peers.
What are the main risks for INN1.DE stock around earnings?
Key risks are higher-than-expected credit costs, disappointing NII, leverage pressure from debt/equity 3.45, and volatile post-earnings volume that can widen price swings in INN1.DE stock.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
