What is a prudent allocation to Gold and silver ETFs for Indian investors?

Most retail investors can keep combined gold and silver exposure within 5–15% of the portfolio. Move toward the higher end if your income is cyclical or you have limited other hedges. Rebalance semiannually to stay within the target band regardless of market moves.

Should I sell stocks for gold after recent gains?

Avoid a wholesale shift. Equities drive long-term growth, while metals hedge shocks. If you want more metals, set a cap and fund it gradually. Phase purchases over weeks, and rebalance rather than chase prices. This reduces timing risk and preserves diversification benefits.

How are Gold and silver ETFs taxed in India now?

Units bought on or after 1 April 2023 are taxed at slab rates on redemption, regardless of holding period. Units purchased earlier keep the old regime: over three years qualifies for 20% long-term capital gains with indexation, while shorter holding periods are taxed at slab rates.

What are the SGB tax rules compared with ETFs?

SGB interest at 2.5% annually is taxed at slab rates. Redemption at maturity after eight years is exempt from capital gains. Early sale on exchanges is taxable: over three years qualifies for 20% LTCG with indexation, while shorter holding periods are taxed at slab rates.

Global Market Insights

Gold & Silver Today, January 28: ETF Rotation Risk as Prices Surge

ByHuzaifa Zahoor January 28, 2026January 28, 2026

Gold and silver ETFs are back in focus after strong gains, and many Indian investors are considering a shift. Before you sell stocks for gold, weigh rotation risk, taxes, and position sizing. We outline practical allocation ranges, timing methods, and India gold tax details that affect net returns. We also compare SGB tax rules with ETFs to help you choose the right wrapper. Our goal is to protect capital while keeping portfolios balanced in a fast market.