INN1.DE ING Groep (XETRA) 29 Jan 2026 earnings preview: key EPS and outlook
ING Groep N.V. (INN1.DE stock) trades at €24.86 intraday on XETRA as markets position ahead of the Q4 earnings released today, 29 Jan 2026 (earnings call 16:30 UTC). Investors will watch EPS €2.00 and management commentary on net interest margin and loan growth. The stock shows a tight intraday range €24.65–€25.00 with volume 54,118.00, roughly in line with its average. This earnings print will link reported metrics to valuation and the dividend outlook that underpins a 4.96% yield.
Earnings snapshot and immediate market signals for INN1.DE stock
ING reports after the intraday session today, with consensus focus on net interest income and cost control. The shares opened at €24.96 and the intraday high is €25.00, suggesting limited pre-release drift. Short-term technicals are overbought (RSI 78.81), which can amplify intraday reactions to any guidance change.
Valuation and key metrics investors will parse
ING Groep shows a trailing PE of 12.43 and EPS of €2.00, placing INN1.DE stock below the Financial Services sector average PE of 20.48. Book value per share is €17.08 and price-to-book is 1.49, supporting a value-tilted case if earnings hold. Market cap stands at €72.06B and dividend per share is €1.23, giving a yield around 4.96%.
Operational drivers: margin, loans and cost trends
Management commentary on net interest margin and loan growth is the single most important driver for INN1.DE earnings. Recent financial growth data shows revenue growth 2.77% (FY 2024) and net income decline -12.28%, so stability or improvement in NII would be a positive catalyst. Cost trends and credit impairments will determine whether operating income rebounds.
Meyka AI grade and INN1.DE stock forecast
Meyka AI rates INN1.DE with a score of 72.22 out of 100 (Grade B+, BUY). This grade factors S&P 500 and sector comparisons, financial growth, key metrics, forecasts and analyst consensus. Meyka AI’s forecast model projects Monthly €25.23, Quarterly €28.76, and Yearly €28.91 versus the current €24.86, implying a 12-month upside of 16.32%. Forecasts are model-based projections and not guarantees.
Technicals, liquidity and trading context for intraday traders
Volume today is 54,118.00 versus average 49,876.00, giving a relative volume of 1.09 which supports meaningful price moves on earnings news. Key indicators show ADX 41.31 (strong trend) and MACD positive (hist 0.09). Elevated MFI 81.57 warns of short-term profit-taking after a recent run of 19.18% over three months.
Sector context and peer comparison for INN1.DE stock
The Financial Services sector is up 0.46% today and YTD 2.12%, so ING’s results will be read against modest sector momentum. ING’s price-to-sales 1.75 and ROE 11.92% sit near peers in diversified banking, while debt-to-equity 3.45 is higher than the sector average 0.61, highlighting capital structure differences investors should weigh.
Final Thoughts
Key takeaways for INN1.DE stock ahead of the Jan 29 2026 Q4 release: ING’s current price €24.86 reflects a modest premium to book and a conservative PE 12.43. The market will focus on net interest income, loan growth, and dividend commentary. Meyka AI’s model projects €28.91 in 12 months, an implied upside of 16.32% versus today’s price, while the near-term monthly target €25.23 points to limited immediate lift absent strong guidance. Technicals are overbought, and relative volume 1.09 means moves could be sharp on beats or misses. Our Meyka grade (B+, BUY) balances valuation, dividend yield 4.96%, and upside potential, but investors should treat forecasts as model-based projections and not guarantees. Watch management tone and credit metrics for the clearest trading signals post-release. For live updates see INN1.DE on Meyka and real-time coverage from market sources Investing.com earnings page and technical notes Investing.com technicals. Meyka AI provides AI-powered market analysis to help contextualise the print.
FAQs
When does ING report earnings and how does it affect INN1.DE stock?
ING reports Q4 results 29 Jan 2026 with a 16:30 UTC announcement. Intraday moves will hinge on net interest income, loan growth and dividend commentary, and can be amplified by elevated RSI and relative volume
What are the main valuation numbers to watch on the report?
Watch EPS €2.00, trailing PE 12.43, price-to-book 1.49, and dividend per share €1.23. These metrics drive the INN1.DE stock valuation and investor reaction to guidance.
What does Meyka AI forecast for INN1.DE stock?
Meyka AI’s forecast model projects Monthly €25.23 and Yearly €28.91, implying a 12-month upside of 16.32% versus the current €24.86. Forecasts are model-based projections and not guarantees.
What risks should traders monitor after the release?
Key risks are weaker-than-expected net interest margin, rising credit costs, and conservative dividend guidance. Overbought technicals increase the chance of a sharp pullback on any negative surprise.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
