Earnings 31 Jan: IDFCFIRSTB.NS stock INR 82.93 after hours, guidance in focus
IDFCFIRSTB.NS stock trades at INR 82.93 after hours on 30 Jan 2026 as the bank heads into results due 31 Jan 2026. Investors will watch profitability and guidance closely: trailing EPS is 1.83 and the share trades at a PE of 45.61. Volume is elevated at 20,226,999.00 shares, showing investor interest into the earnings print. This earnings spotlight examines valuation, key metrics and what management guidance could mean for the near-term price action of IDFC First Bank (IDFC First Bank Limited, NSE, India).
Earnings timing and market context for IDFCFIRSTB.NS stock
IDFC First Bank reports results on 31 Jan 2026. The formal earnings announcement time in data is 2026-01-31T05:00:00-05:00, which equates to after-market sequencing for many Indian traders. The bank’s latest reported EPS is 1.83 and the prior close is INR 82.93. Expect emphasis on net interest margin, credit cost trends and deposit growth. The Financial Services sector average PE is 31.77, so IDFCFIRSTB.NS stock’s premium PE will be central to market reaction.
Profitability, balance sheet metrics and drivers
Key per-share metrics show revenue per share 56.75, book value per share 47.58, and cash per share 19.04. Debt to equity sits at 1.10, and shareholders’ equity per share is 47.58. Net income per share is 1.76, supporting the reported EPS figure. Analysts will parse credit cost ratios and growth in retail loans versus wholesale portfolios. Any surprise in credit provisions or operating expense trajectory could move IDFCFIRSTB.NS stock materially.
Valuation: how IDFCFIRSTB.NS stock stacks vs peers
IDFCFIRSTB.NS stock trades at a PE of 45.61 and a PB of 1.75 versus the Financial Services sector PB average 2.69 and PE average 31.77. Price to sales is 1.55, enterprise value to sales 2.14 and return on equity is 3.79%. The premium PE implies the market prices future earnings expansion. If management signals faster margin recovery or lower credit cost, multiple compression risk eases; otherwise valuation could weigh on the share price.
Technical setup and trading flow for short-term traders
Technically, momentum is neutral to constructive: RSI 58.01, ADX 27.88 (showing a strong trend), MACD histogram is slightly negative. Bollinger middle band sits near INR 83.99 with the lower band at INR 80.71. On-balance volume is 521,841,433.00, and recent average price 50 is INR 82.80 versus 200-day INR 74.66, signalling the stock remains in a broader uptrend. Watch post-earnings gap risk and whether volume supports any directional move.
Meyka AI grade, forecast and analyst-style price targets
Meyka AI rates IDFCFIRSTB.NS with a score out of 100: 70.99 / 100 (Grade B+, Suggestion: BUY). This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus. Meyka AI’s forecast model projects quarterly 95.62 and yearly 80.64. Compared with the current price INR 82.93, the quarterly forecast implies an upside of 15.33%, while the yearly forecast implies a downside of -2.73%. Model-based projections are not guarantees. Suggested scenario price targets: conservative INR 75.00, base INR 92.00, bullish INR 105.00, anchored to EPS recovery, margin guidance and credit trends.
Risks to the earnings beat and what to watch
Near-term risks include higher-than-expected credit provisions, weak deposit traction and margin compression from rate moves. Macro slowdowns could pressure corporate loan demand and fee income. Because IDFCFIRSTB.NS stock trades above sector PE, a soft guidance or surprise growth shortfall could trigger sharper downside. Watch management commentary on retail mix, cost-to-income ratio and capital plans.
Final Thoughts
IDFCFIRSTB.NS stock is entering a binary moment: the market has priced growth optimism into a PE of 45.61 versus the Financial Services average 31.77, so management guidance and credit-cost disclosure on 31 Jan 2026 will set tone. Meyka AI’s forecast model shows a quarterly target of INR 95.62 (implied upside 15.33% versus the current INR 82.93) but a yearly projection of INR 80.64 (implied downside -2.73%). Key takeaways: check reported credit provisions, net interest margin path and deposit growth; compare reported EPS 1.83 with street expectations; and watch trading volume for conviction. Our scenario price targets cover a conservative INR 75.00, base INR 92.00, and bullish INR 105.00. These figures are model-based and not guarantees. For company detail and filings visit the IDFC First Bank site source and the exchange page source. Meyka AI is an AI-powered market analysis platform providing these data-driven perspectives.
FAQs
When will IDFCFIRSTB.NS stock report earnings and what matters most?
IDFCFIRSTB.NS stock reports on 31 Jan 2026. Investors should focus on net interest margin, credit provisions, deposit growth and management guidance, as those items will drive short-term share reaction.
How is IDFCFIRSTB.NS stock valued versus its sector?
IDFCFIRSTB.NS stock trades at a PE of 45.61 and PB of 1.75, versus the Financial Services sector PE of 31.77 and PB average 2.69. The premium reflects expected earnings improvement priced in by the market.
What price targets and forecasts exist for IDFCFIRSTB.NS stock?
Meyka AI’s model gives a quarterly forecast INR 95.62 (implied +15.33%) and a yearly INR 80.64 (implied -2.73%) versus the current INR 82.93. Scenario targets: conservative INR 75.00, base INR 92.00, bullish INR 105.00.
What are the main risks for IDFCFIRSTB.NS stock after earnings?
Main risks include surprise credit charge increases, weaker-than-expected NIM or deposit growth, and softer guidance. Given the stock’s premium valuation, negative surprises could amplify downside.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
