BAJAJHFL.NS Bajaj Housing Finance NSE 30 Jan 2026: earnings due 02 Feb, market INR 90.83
Bajaj Housing Finance Limited (BAJAJHFL.NS) closed the market on 30 Jan 2026 at INR 90.83 ahead of its earnings announcement on 02 Feb 2026. We look at the numbers that matter for BAJAJHFL.NS stock: EPS 2.83, PE 31.10, and a market cap of INR 733,088,829,768.00. The housing finance sector in India is under pressure from rising leverage and slowing loan growth. This earnings spotlight focuses on asset quality, margins and liquidity that could move the stock on results
Earnings preview: BAJAJHFL.NS stock
Bajaj Housing reports results after the close on 02 Feb 2026 and the market is pricing uncertainty into BAJAJHFL.NS stock. Analysts will watch net interest margin and loan growth. The company posts EPS 2.83 and PE 31.10, which set a high bar for margin recovery. We expect commentary on credit costs and developer exposure to be decisive for the share move
Financials and valuation: BAJAJHFL.NS analysis
Bajaj Housing shows a price to book of 3.46 and price to sales of 7.33 which are above sector averages. The balance sheet carries high leverage with debt to equity 4.44. Return on equity is 11.83% while operating cash flow per share is -4.11. These metrics make valuation sensitive to any rise in credit costs. One claim per metric: elevated leverage pushes valuation risk
Balance sheet, liquidity and risks: BAJAJHFL.NS financials
The company’s enterprise value is INR 1,671,818,129,768.00 and interest debt per share is 112.88. Cash per share is low at 0.17. Asset quality and funding costs are the top risks heading into earnings. The housing finance sector average debt to equity is 1.06, so BAJAJHFL.NS’s leverage at 4.44 is a notable outlier
Technical view and trading signals: BAJAJHFL.NS trading
BAJAJHFL.NS stock closed at INR 90.83 with daily range INR 87.32–94.27 and volume 25,581,477.00. Short-term bias is mixed: RSI 46.71, ADX 47.46 (strong trend), and MACD histogram turned positive at 0.70. The 50-day average is INR 96.26 and 200-day average is INR 111.39, indicating the stock trades below both moving averages
Meyka grade and price forecasts: BAJAJHFL.NS forecast
Meyka AI rates BAJAJHFL.NS with a score out of 100: 66.64 | Grade B | HOLD. This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus. Meyka AI’s forecast model projects monthly INR 93.94, quarterly INR 96.41, and yearly INR 61.86. Compared with the current price INR 90.83, the model implies a monthly upside 3.39%, quarterly upside 6.13%, and 12‑month downside -31.88%. Forecasts are model-based projections and not guarantees. For company disclosures see the official site Bajaj Housing Finance and the NSE quote BAJAJHFL on NSE.
What to watch on earnings day: BAJAJHFL.NS news and outlook
Key items in the earnings call will be provisions, loan growth guidance, and funding cost outlook. Expect management to address developer exposures and collection trends. Traders should watch intraday volume and any change in the stated asset quality trajectory. For a quick market snapshot see Meyka’s stock page Meyka BAJAJHFL.
Final Thoughts
BAJAJHFL.NS stock trades at INR 90.83 with mixed signals ahead of the 02 Feb 2026 earnings release. The company posts steady profitability on the P&L with EPS 2.83 but carries high leverage (debt to equity 4.44) and weak cash flow per share (-4.11). Short-term upside to INR 96.41 (quarterly forecast) implies ~6.13% potential, while the 12‑month forecast from Meyka AI at INR 61.86 implies -31.88% downside. Investors should weigh the near-term guidance on credit costs and liquidity against the premium valuation (PB 3.46, PE 31.10). Meyka AI provides this snapshot as AI-powered market analysis; forecasts and grades are model outputs and not investment advice. Monitor provisions, funding comments and trading volume on results day to decide if BAJAJHFL.NS stock resumes its recovery or shifts lower
FAQs
When will Bajaj Housing publish earnings and how does it affect BAJAJHFL.NS stock
Bajaj Housing reports on 02 Feb 2026. Earnings will move BAJAJHFL.NS stock mainly through guidance on credit costs, provisions and funding costs. Expect elevated intraday volatility.
What are the key valuation metrics for BAJAJHFL.NS stock to watch
Watch PE 31.10, price to book 3.46, return on equity 11.83%, and debt to equity 4.44. Changes in these metrics after results will guide short-term valuation.
What price targets does Meyka AI give for BAJAJHFL.NS stock
Meyka AI’s forecast model projects monthly INR 93.94, quarterly INR 96.41, and yearly INR 61.86. These imply +3.39%, +6.13% and -31.88% versus the current price INR 90.83.
Is Meyka AI recommending buy or sell for BAJAJHFL.NS stock
Meyka AI rates BAJAJHFL.NS 66.64 | Grade B | HOLD. The grade accounts for sector, growth, metrics and consensus. This is informational and not financial advice.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
