SoFi Technologies Stock Hit by PT Cuts Post Q4 Results

In the fast-moving world of fintech stocks, SoFi Technologies has suddenly become a focal point for investors navigating mixed earnings signals, shifts in analyst sentiment, and a volatile market backdrop. After SoFi Technologies’ Q4 2025 earnings beat consensus expectations, the stock nonetheless came under pressure as several top Wall Street firms cut price targets on the shares. The resulting reaction sent the company’s valuation sliding, sparking questions about near-term growth prospects, guidance interpretation, and the broader investment thesis for this leading digital financial firm.