What did RBC Capital change in its AFRM analyst rating on February 06, 2026?

RBC Capital maintained its Sector Perform rating for AFRM and lowered the price target to **$77** from **$87** on **February 06, 2026**, a move reported by TheFly.

How should investors interpret the AFRM analyst rating of Sector Perform?

Sector Perform means AFRM is expected to track peer performance rather than outperform, so investors should treat this as neutral guidance and reassess entry points rather than exit positions.

How does RBC's price target compare with analyst consensus for AFRM?

RBC's **$77** target sits below the recent analyst average target near **$89.58**, indicating a more conservative valuation stance versus the broader analyst group.

Does the AFRM analyst rating change mean immediate stock weakness?

No, the market reacted modestly with a **0.6%** move at the report time, suggesting limited immediate weakness; the change reflects valuation adjustment rather than a shift in fundamentals.

Analyst Ratings

RBC Capital Maintains AFRM Sector Perform, Price Target Cut to $77 Feb 2026

ByDanny Kontos February 9, 2026

On February 06, 2026 RBC Capital maintained Affirm Holdings, Inc. (AFRM) at Sector Perform and lowered its price target to $77 from $87. The AFRM analyst rating update signals a cautious stance despite recent operational beats and a 0.6% intraday move of $0.34. We place this change in context with the company’s market cap of $18,824,098,492, recent Q2 2026 results, and broader analyst consensus. Meyka AI rates AFRM with a grade of B+, reflecting S&P 500 comparison, sector performance, financial growth, key metrics, and analyst consensus.