Who is Jessica Moretti and why is this case important for Switzerland?

Jessica Moretti is a bar co-owner in Crans-Montana who was named, alongside her husband and the mayor, in a criminal complaint after a fatal fire. The case matters because it spotlights how Swiss authorities assess venue safety, training, and inspections. It could influence how insurers underwrite bars and clubs, how landlords draft leases, and how operators prove compliance across Switzerland.

What does venue liability risk mean under Swiss law?

Venue liability risk is the chance a bar, club, or event space faces civil or criminal consequences after harm to guests. In Switzerland, operators owe a duty of care that includes planning, maintenance, and supervision. Courts examine whether reasonable measures were in place. Policies, training records, and fire safety checks often determine fault, insurance coverage, and damages after serious incidents like the Crans-Montana fire.

How could the Jessica Moretti case affect insurers and landlords?

Insurers may tighten underwriting, review gross negligence clauses, and ask for stronger proof of compliance before renewals. Claims could be challenged if records are weak. Landlords may expand lease provisions on fire protection, require certifications, and schedule audits. Both parties will likely seek clearer risk allocation. The case highlights the value of documentation, especially maintenance logs, capacity controls, and staff training evidence in Switzerland.

What practical steps should Swiss bar owners take now?

Commission a third-party fire safety audit, verify exit routes, test alarms and extinguishers, and update evacuation plans. Train staff, record drills, and keep logs for maintenance and inspections. Reconfirm capacity limits and crowd management procedures. Review leases for safety duties and confirm contractor certifications. Solid records help satisfy inspectors and insurers, and they can limit liability in events similar to the Jessica Moretti investigation.

Law and Government

February 13: Jessica Moretti Case Puts Swiss Venue Liability in Focus

ByDanny Kontos February 14, 2026February 14, 2026

The Jessica Moretti case is reshaping how Switzerland views venue liability risk after the Crans-Montana fire. Lawyers filed a criminal complaint naming bar owners Jacques and Jessica Moretti and the town’s mayor, raising questions about safety duties and oversight. For investors and operators, this case tests Swiss hospitality regulation, insurance exposure, and landlord responsibilities. We explain what is known, the legal context, and the operational steps bars and clubs in Switzerland should take now to lower risk and protect balance sheets.