What are the headline numbers from the AvenuesAI Q3 FY26 results?

Revenue grew 122% year over year and profit after tax rose 59%. Management cited stronger TPV, better routing, and AI-led risk controls. The company also raised its full-year outlook on February 13, signaling confidence in pipeline and monetization. Investors should compare net revenue to TPV to assess pricing trends.

Why did AvenuesAI raise its FY26 guidance?

Management pointed to stronger merchant demand, deeper product adoption, and scale benefits from AI-driven payments infrastructure. The raised outlook reflects visibility on execution and potential regulatory milestones. Still, the path depends on stable take rates, value-added services growth, and policy clarity around UPI MDR to sustain margins and cash.

How do RBI and IFSCA approvals affect earnings potential?

Approvals nearing monetization can enable new products and cross-border corridors, which often carry better pricing than domestic rails. The earnings impact hinges on timelines and fee structures. Clear rules can improve visibility on yields and margins, while delays or strict caps could keep take rates under pressure longer.

What risks should US investors watch after these results?

Key risks include lower net take rates as UPI volume grows, uncertainty around UPI MDR, and potential delays in monetizing approvals. Also track receivables and free cash flow as scale builds. If net revenue lags TPV growth for several quarters, pricing pressure or mix could weigh on margins.

Global Market Insights

AvenuesAI Q3 FY26: Revenue +122%, PAT +59%—Outlook Raised February 13

ByHuzaifa Zahoor February 14, 2026

AvenuesAI Q3 FY26 results headline a sharp acceleration: revenue up 122% year over year and profit after tax up 59%. The AI payments platform raised FY26 guidance on February 13, citing surging total payment volume and product gains. US investors should weigh momentum against lower net take rates and policy risk around India’s UPI pricing. We break down what changed, why it matters, and the catalysts and risks to track over the next two quarters.