How can I avoid IRS refund delays this season?

File electronically, choose direct deposit, and verify every entry before you submit. Match W‑2 and 1099 amounts, confirm Social Security numbers, and use the correct routing and account numbers. If the IRS requests documents, respond completely and quickly. Keep prior-year AGI and identity info ready to pass basic checks.

Will a partial government shutdown stop refunds?

Refunds typically continue, but some functions can slow if staffing shifts to critical tasks. Manual reviews and identity checks are most at risk for delays. Keep documents organized, watch messages from the IRS, and track progress with “Where’s My Refund.” Build a small cash buffer in case timing stretches out unexpectedly.

When should “Where’s My Refund” show my status?

The tool updates after the IRS accepts your return. It moves through three steps: Received, Approved, and Sent. Check once daily for the most reliable view. If the status does not change for a while, the IRS may be verifying information. Watch for messages and respond promptly if asked for documents.

Does a bigger irs tax refund help stocks?

Larger, on-time refunds can provide a short-term lift to consumer spending, which often helps retailers, e-commerce, restaurants, and travel names. The effect is usually brief and timing-dependent. Delays can smooth or mute that impact. Investors should focus on real-time retail data and company commentary to gauge the magnitude.

Global Market Insights

^GSPC Today: February 19 — IRS Refund Timing vs Shutdown Risk

ByDanny Kontos February 19, 2026

Refund season is a live macro lever, and irs tax refund timing is in focus for the S&P 500 (^GSPC) today. E-filed, error-free returns tend to move faster, while manual reviews can slow some payouts if a partial federal shutdown occurs. That can shift near-term consumer spending and sector leadership. We track index levels, retail sensitivity, and what investors can do to avoid IRS refund delays. We also outline practical steps for using “Where’s My Refund” to manage expectations.