What happened in the Kovan Regency fire?

A pre-dawn blaze at Kovan Regency led to six rescues and three people hospitalised, including one with burn injuries. SCDF contained the fire and cleared smoke from common areas. Investigations are ongoing. Residents should expect temporary access controls, cleaning, and checks on fire systems while management and contractors complete safety verifications.

Are Singapore condos required to carry fire insurance?

Most private condos are insured under an MCST master policy that covers the building structure and common property for reinstatement. Individual owners should still buy contents and renovation cover. Lenders may require fire insurance for mortgaged units. Always confirm sums insured, reinstatement basis, exclusions, and alternative accommodation or loss-of-rent benefits.

Could fire insurance costs rise after this incident?

Insurers may reassess risk after a loss, especially if investigations reveal system gaps or poor documentation. Premiums, deductibles, or warranties could change at renewal. Providing clean maintenance records, fast defect closures, and proof of improvements can support stable terms. Early engagement with brokers and underwriters helps manage pricing and conditions.

What practical steps should residents take now?

Test Home Fire Alarm Devices, avoid overloading sockets, and keep escape paths clear. Learn stair locations and keep keys visible. Report any faulty alarms, blocked risers, or damaged doors to management. Store combustibles safely. Review home contents coverage and policy contacts. Attend upcoming safety briefings and evacuation drills organised by the MCST.

Law and Government

Kovan Regency Fire, February 19: Condo Safety and Insurance Risk

ByHuzaifa Zahoor February 19, 2026February 19, 2026

The Kovan Regency fire on February 19 put a sharp focus on Singapore condo safety, SCDF response, and fire insurance costs. Six residents were rescued and three were hospitalised, including one with burn injuries. We explain what this means for management councils, residents, and investors. Expect closer checks on fire systems, tighter documentation, and possible premium reviews. We also outline practical steps that can limit risk and cost at the next renewal cycle, based on current regulations and market practice in Singapore.