Is MSFT stock a buy today?

We see a quality business with strong AI tailwinds, but the trend is soft. With RSI near oversold and price below key moving averages, we prefer staged entries. Long‑term holders can average in, while traders may wait for a close back above the 50‑day or sustained RSI recovery.

How does the $2.53T AI forecast affect Microsoft?

It supports multi‑year enterprise budgets for workflow automation, data, and security. Microsoft can monetise through Copilot add‑ons, Azure AI usage, and vertical solutions. This should lift average revenue per user and cloud consumption, offsetting some SaaS multiple pressure flagged by recent market debates.

What are the main risks to Microsoft’s AI strategy?

Generative AI can compress software pricing, reduce module sales, and shift revenue to usage, pressuring margins. Regulatory scrutiny on cloud and data could limit bundling or change partner terms. Execution risk remains if Copilot attach rates lag. Macro slowdowns can delay enterprise AI rollouts.

How can Australian investors gain exposure to MSFT?

Buy US‑listed shares via brokers that offer US markets or choose diversified global tech ETFs on the ASX. Compare fees, hedging, and weights. Consider dollar‑cost averaging to manage timing and AUD/USD risk. Review tax settings, including US withholding on dividends, before investing.

Global Market Insights

MSFT Stock Today: February 20 – $2.5T AI Forecast Backs Incumbents

ByHuzaifa Zahoor February 20, 2026February 20, 2026

MSFT stock is in focus after a new AI market forecast projects a $2.53 trillion opportunity by 2033 at a 33.8% CAGR, a backdrop that favours leaders. We look at how this supports Microsoft’s monetisation plans, near‑term SaaS pressures, and what it means for Australians. In the latest session, MSFT closed at $398.46, down 0.29%. We balance growth tailwinds with valuation and technical signals so investors can set clear entry plans and risk controls in AUD terms.