How much can I receive from CPF matching grants in 2026?

If you qualify for both the Matched Retirement Savings Scheme and the Matched MediSave Scheme, combined dollar-for-dollar support can add up to S$3,000 in 2026. Actual amounts depend on your top-ups and eligibility. Check your CPF app for your personal cap, status, and any deadlines before making contributions.

Who qualifies for the Matched Retirement Savings Scheme?

Eligibility is based on factors such as age, income, and CPF balances, with a focus on members whose Retirement Account sits below key thresholds. If you qualify, cash top-ups to your Retirement Account may be matched dollar-for-dollar up to a cap. Confirm your status and annual limits in the CPF app before topping up.

What is the Matched MediSave Scheme?

It is a government match for eligible members to boost MediSave. If you qualify, your voluntary MediSave contributions can be matched dollar-for-dollar up to a yearly cap. This supports future healthcare expenses and premiums. Review your eligibility and remaining room to contribute, then complete contributions before 31 December to be considered.

How will the 2028 CPF investment scheme work for me?

The planned 2028 option offers low-cost lifecycle funds that adjust from higher equity to higher bond exposure as you age. It aims to provide simple diversification inside CPF. Consider it if you want market exposure without managing fund selection, but review fees, glidepath, and your risk tolerance before opting in.

Global Market Insights

Singapore CPF Today, February 20: New Matching Grants and 2028 Fund Plans

ByDanny Kontos February 20, 2026

CPF matching grants are in focus today, February 20, as Singapore rolls out 2026 enhancements to help members grow retirement and healthcare savings. Dollar-for-dollar support under the Matched Retirement Savings Scheme and the new Matched MediSave Scheme can add up to S$3,000 for eligible members. Seniors may also receive a targeted S$1,500 top-up. We break down who qualifies, how to act before year-end, what the 2028 CPF investment scheme could offer, and how 2027 contribution rate changes may affect cash flow.