What does TransUnion’s 2026 forecast imply for SoFi’s loan volumes?

It points to stronger personal loan demand, where fintechs can gain share. For SoFi, that likely means higher originations and marketing leverage. The trade-off is tighter underwriting and pricing to protect margins as delinquencies edge up. Watch approval rates, average APR, and reserve coverage.

How could rising subprime demand affect SOFI Stock Today?

Rising subprime demand can lift originations but usually raises expected credit losses. If SoFi adds higher-risk borrowers, we expect larger reserves and careful pricing. That can pressure near-term margins, even if revenue grows. Investors should track 30-plus day delinquencies and net charge-offs each quarter.

What do the current technicals suggest for near-term price action?

RSI near 27 indicates oversold conditions, while ADX above 30 shows a strong trend. Key support sits around 19.14 and 17.05, with resistance near 21.66, 23.13, and 25.48. An ATR of 1.13 signals elevated swings, so position sizing and stops are important.

What should Australian investors consider before buying SoFi?

Shares trade in USD, so AUD returns will include FX moves and currency conversion costs. Liquidity differs across time zones, and after-hours spreads can widen. Use limit orders, check brokerage FX rates, and assess risk from the US consumer credit cycle before committing capital.

Global Market Insights

SOFI Stock Today: February 21 — TransUnion Flags 2026 Personal-Loan Boom

ByHuzaifa Zahoor February 21, 2026February 21, 2026

SOFI Stock Today sits at the crossroad of a powerful consumer credit theme. TransUnion’s new 2026 outlook points to unsecured personal loan growth leading originations as subprime demand rises and fintech lenders gain share. For Australian investors, remember the shares trade in USD and broker platforms convert to AUD at execution. We review what this means for SOFI, including volumes, credit performance, reserve trends, technical levels, and the next earnings setup.