What alternatives replace Lloyds bank cheque deposit at Post Offices?

Customers can use the mobile app to photograph and submit cheques for clearing, or send cheques to the bank using a freepost address provided by their brand. Branch deposits remain where available, but Post Office counters no longer accept cheques for Lloyds, Halifax, or Bank of Scotland accounts.

Does this change affect Halifax cheque deposit options?

Yes. Halifax cheque deposit now relies on the Halifax mobile app for imaging or the bank’s freepost mail-in route. Post Office counters will not accept Halifax cheques. Customers who prefer not to use smartphones can still mail cheques and should allow extra time for clearing and posting.

Why end Lloyds bank cheque deposit at Post Offices now?

The bank is reducing counter-based processing as usage shifts to digital channels. This helps cut costs while it pursues 95 further UK branch closures. The group argues mobile imaging and mail-in keep access. Critics worry about older and rural users and potential compliance questions around access-to-cash duties.

How could this impact LLOY.L shareholders?

If customers smoothly move to app imaging or mail-in, service costs may fall with limited churn, which can support earnings and capital returns. If complaints rise, or regulators push changes, savings may be offset by remediation and slower growth. Track usage metrics, satisfaction scores and management guidance at results.

Global Market Insights

LLOY.L Stock Today: February 25 — Scraps Post Office Cheque Deposits

ByHuzaifa Zahoor February 25, 2026February 25, 2026

Lloyds bank cheque deposit at Post Office counters has ended for Lloyds, Halifax and Bank of Scotland customers. The shift arrives as the group advances 95 more UK branch closures and leans on app imaging and a new freepost route. For investors in LLOY.L, the change highlights cost control, digital uptake and reputational risk. We explain what changed, why it matters for service access, and how it could affect customer behaviour and valuation drivers in the UK market.