Why is SOFI stock down today?

SOFI stock is softer as investors weigh a Muddy Waters report alleging aggressive accounting and higher charge-offs, which SoFi disputes. The stock trades near $17.38, down about 1.39%, with volatility high. Traders are watching $17.30 support and whether management adds new details on fair-value marks and credit metrics soon.

What did the Muddy Waters report allege about SoFi?

The report questioned fair-value accounting on loans, suggested rising personal-loan charge-offs, and flagged dilution risk. SoFi rejected the claims and is considering legal action, saying its accounting and disclosures are sound. Investors will look to filings, auditor notes, and the next earnings call for more clarity and verification.

Is the Mastercard stablecoin partnership important for SOFI stock?

It could be. If successful, the partnership may drive payment volume, member growth, and engagement, improving unit economics. Execution and credit stability still matter. Investors want measurable lifts in activity and revenue contribution in coming quarters to judge how much the stablecoin initiative supports SOFI stock.

Which levels should traders watch on SOFI stock right now?

Key levels include $17.30 (lower Bollinger Band support) and $18.54 (mid-band). A close back over $18.54 could signal momentum repair. If $17.30 breaks with volume, next supports align with Keltner lower bounds near $16.67. RSI near 31.84 suggests the stock is close to oversold territory.

When is SoFi’s next earnings report?

SoFi’s next earnings date is April 28, 2026. Investors expect updates on fair-value marks, SoFi charge-offs, and cash generation. Guidance and credit commentary will be key for sentiment. Any color on dilution, share count control, and progress on the Mastercard stablecoin partnership will also be important for SOFI stock.

Global Market Insights

SOFI Stock Today: March 18 — SoFi Disputes Muddy Waters Report

ByHuzaifa Zahoor March 18, 2026March 18, 2026

SOFI stock is back in focus after SoFi Technologies (SOFI) disputed a Muddy Waters report that alleged aggressive accounting and rising charge-offs. Shares trade near $17.38, off 1.39% today, with volatility high as investors assess the company’s response and legal options. We break down today’s setup, the credit-quality debate, fair-value marks, and what the Mastercard stablecoin partnership could mean for growth. Our goal is to help U.S. investors frame risk and opportunity in SOFI stock with clear, current data.