What did SoFi say about the Muddy Waters report?

SoFi rejected the Muddy Waters report, calling it misleading, and said it is considering legal action. Management disputes claims about aggressive accounting and loan quality. Expect more detail in upcoming filings and the Q1 call. Investors should focus on charge-offs, fair-value marks, and capital ratios for clear evidence that supports the rebuttal.

Is SOFI stock attractive after the drop?

SOFI stock offers growth potential but carries elevated risk. Technicals show weak momentum with RSI near oversold and price hugging lower bands. Valuation is rich versus cash flow, so we need better credit trends and cash conversion. Consider small, staged buys only if the price bases and key metrics improve at earnings. Risk controls are essential.

How could the Mastercard stablecoin deal impact SoFi?

If executed well, the Mastercard stablecoin initiative could widen payment options, improve settlement efficiency, and add fee revenue across SoFi’s ecosystem, including Galileo and Apex clients. The impact depends on issuer adoption, regulatory clarity, and margins. Early KPIs on volumes and economics would help offset lending concentration risk and support a stronger long-term narrative.

What should Canadian investors watch before buying SOFI stock?

Confirm better credit performance, stable fair-value marks, and solid funding capacity. Track technicals for a base above short-term averages. Review earnings on April 28 for clear KPIs. Mind FX costs on a US listing and use staged entries. Consider account choice, like RRSP or TFSA, based on fees and your tax situation. Size positions modestly.

When is the next earnings report and what matters most?

SoFi’s next earnings is April 28, 2026. Key items: net charge-offs, loan fair-value assumptions, capital and liquidity, funding costs, and any updates on the Mastercard stablecoin rollout. Look for guidance clarity and cash conversion. Strong disclosure here can address short seller allegations and may catalyze sentiment if execution improves.

Global Market Insights

SOFI Stock Today, March 18: SoFi Rejects Muddy Waters Report, Eyes Legal Action

ByHuzaifa Zahoor March 19, 2026March 19, 2026

SOFI stock is front and centre today for Canadian investors as SoFi rejects the Muddy Waters report and considers legal action. The company disputes short seller allegations about accounting and credit quality while investors weigh near-term risk and long-term upside. We break down the trading setup, what management must prove next, and why the Mastercard stablecoin partnership could matter. With earnings due April 28, we outline data points Canadians should track before making moves on SOFI stock (SOFI).