What is the Experian Credit + Cashflow Score?

The Experian Credit + Cashflow Score combines traditional credit reports with consumer cash flow data to give a holistic assessment of creditworthiness, aiming to enhance financial inclusion and provide a more accurate risk profile for lenders.

How might this innovation impact financial inclusion?

By considering cash flow data, Experian's tool offers more equitable access to credit. It expands credit access to individuals often underserved by traditional assessments, promoting broader financial inclusion.

What is the current state of EXPGY stock?

As of today, EXPGY is priced at $45.74, showing a slight decrease of 0.16%. Despite recent dips, it's up by 35.20% over three years. Analyst consensus is neutral, but the new product launch could renew investor interest.

What are the future prospects for Experian with this new score?

Experian's Credit + Cashflow Score positions it as an industry leader in modernizing credit assessment, poised for growth. Convincing traditional lenders to adopt this new model will be key, alongside continuing to build partnerships.

Global Market Insights

EXPGY News Today: Experian Unveils Innovative Credit + Cashflow

ByHuzaifa Zahoor November 12, 2025

Today marks a significant step in financial technology as Experian introduces its Credit + Cashflow Score. This innovative tool combines traditional credit data with consumer cash flow insights to offer a holistic view of creditworthiness. Aimed at enhancing financial inclusion, this new approach promises to transform how lenders assess risk. With Experian’s stock (EXPGY) currently priced at $45.74, down by 0.16% today, this development could be pivotal in reshaping its financial landscape.