TransUnion Stock (NYSE: TRU) Today: Analysts Forecast 36.7% Upside at $87 Price Target
TransUnion Stock (NYSE: TRU) is drawing attention on Wall Street after strong results and renewed analyst focus. As of late 2025, analysts see potential upside, with some targeting around $87, signaling notable gains based on fundamentals and earnings.
About TransUnion: Company Overview
TransUnion is a top credit reporting and data intelligence company. It helps lenders, businesses, and brands with credit decisions, customer targeting, and fraud prevention. Operating globally, its diverse services reduce regional risks and support long-term growth.
TransUnion Stock Performance: Recent Market Trends
- Current Price: TRU recently traded near $87 per share.
- Short-Term Gains: The stock rose about 2.9% last week and 6.4% over the past month.
- Year-to-Date Movement: Over the past 12 months, shares have been slightly down, despite multi-year gains.
- Market Factors: Mixed performance reflects sector rotation, changing credit conditions, and overall market sentiment.
- Investor Tip: Watch both short-term swings and long-term trends when evaluating TRU.
Analyst Ratings and the $87 Price Target
- Consensus: Most analysts give TRU a “buy” rating.
- Price Targets: The average 12-month target is $107.55, with a range from under $85 to $120.
- Upside Potential: Some analysts see 20–30% gains from current prices.
- Investor Insight: Ratings range from conservative to bullish, helping investors gauge expectations.
- Neutral Views: Even neutral analysts highlight growth opportunities in revenue and product expansion, but caution on valuation and competition.
Financial Performance and Earnings Snapshot
- Q3 2025 Revenue: TRU reported $1.17 billion, up year-over-year.
- Earnings per share (EPS): Stood at $1.10, surpassing analyst forecasts.
- Growth Drivers: Revenue gains driven by strong demand for financial services and international expansion.
- Share Buybacks: Increasing buybacks indicate confidence from leadership.
- Full-Year Guidance: TRU raised its 2025 guidance, signaling continued growth and stability for investors.
Growth Drivers Supporting the Bullish Outlook
- Financial Services Demand: Banks rely on TRU’s credit data and analytics.
- Fraud Detection: Device Risk platform uses AI for smarter fraud prevention.
- Expansion: Growth in international markets and new sectors boosts revenue.
Valuation Metrics: How TransUnion Compares
- Key Metrics: Investors track P/E, P/S, and growth rates.
- Revenue Growth: TRU posted $4.44B in trailing revenue, up 8.3% YoY.
- Premium Valuation: Higher multiples reflect tech focus and recurring revenue.
- Peer Comparison: Helps investors see if the stock is fairly priced for future growth.
Risks and Challenges to Watch
- Regulatory Pressure: New data privacy laws and oversight could increase compliance costs.
- Industry Competition: FICO and alternative scoring models may reduce demand for traditional credit data.
- Economic Sensitivity: Slowdowns in lending or tighter credit conditions could impact performance.
- Investor Note: Balance growth optimism with these real-world risks.
Technical Analysis: Key Price Levels
- Support Levels: Recent lows indicate where buyers may step in.
- Resistance Zones: Recent highs may limit short-term gains.
- Indicators: Moving averages and momentum help time entries and exits.
- Investor Note: Technicals provide a short-term perspective, not a guarantee.
Conclusion
TransUnion Stock stands at an interesting point in 2025. Strong earnings results and upbeat guidance show a company growing organically and from innovation. Analyst targets imply notable upside potential, and the business fundamentals remain resilient. But risks, from regulatory shifts to competitive changes, remind investors that gains are not guaranteed. As always, thoughtful analysis based on real data leads to better decisions. With solid fundamentals, ongoing product upgrades, and encouraging analyst forecasts, TransUnion Stock remains worth watching closely as the financial data landscape evolves.
FAQS
Analysts have an average 12-month price target of $107.55, with some seeing upside around $87–$120.
TRU recently traded near $87, rising 6.4% over the past month and 2.9% last week, showing short-term momentum.
Key drivers include financial services demand, AI-powered fraud detection, and expansion into international and emerging sectors.
Investors should consider regulatory pressure, competition from alternative scoring models, and economic sensitivity in credit markets.
Disclaimer:
The content shared by Meyka AI PTY LTD is solely for research and informational purposes. Meyka is not a financial advisory service, and the information provided should not be considered investment or trading advice.
