When do CPP payments 2026 start and end?

The first higher CPP deposit is scheduled for January 28, 2026, and the final deposit of the year is on December 28. Direct deposit usually arrives the same day, while cheques can take longer due to mail timing and holidays. Use the confirmed calendar to plan bill payments and transfers.

How much is the CPP increase 2026 and how do I calculate it?

Indexation for 2026 is 2.0%. Multiply your current monthly CPP by 0.02 to estimate the raise. For example, $800 becomes about $816, and $1,200 becomes about $1,224. Apply the same calculation to find your annual increase by multiplying the monthly change by 12.

Do CPP and OAS dates align in 2026?

CPP and OAS are both paid monthly, often near the end of the month, though not always on the exact same day. Build a single calendar that lists both deposit dates. This helps schedule housing, utilities, and groceries after funds clear and reduces the risk of overdrafts or late fees.

Should I change my tax withholding for CPP payments 2026?

If you owed tax on your last return or expect higher income in 2026, ask Service Canada to add or adjust voluntary tax deductions on your CPP. A small increase each month can prevent a year end balance due. Review again after you file your 2025 tax return.

Global Market Insights

CPP Payments 2026 Rise 2%: Dates Confirmed; First Jan 28 — December 28

ByHuzaifa Zahoor December 28, 2025December 28, 2025

CPP payments 2026 are confirmed to rise 2.0% with indexation tied to CPI. Service Canada says the first higher deposit lands January 28, giving retirees clear cash flow for the year. The confirmed calendar supports budgeting, tax withholding checks, and Old Age Security coordination. We explain what the 2% means in dollars, how to plan around the payment dates, and what to watch for with OAS alignment 2026 and possible GIS impacts. Use this guide to organize 2026 income with confidence.