Which banks are limiting coin deposits in Switzerland?

Local media report that some institutions in Switzerland have begun to limit or stop coin acceptance at branches as pricing updates roll out. Specific policies vary by bank and canton. For current examples and context, check recent coverage here: [source](https://www.msn.com/de-ch/nachrichten/other/das-sparschwein-ist-tot-erste-schweizer-banken-nehmen-kein-m%C3%BCnz-mehr-an/ar-AA1TiriH).

How can I reduce fees when depositing money?

Use digital options for transfers and payments when possible, as they are usually cheaper than over-the-counter cash services. If you must use cash, consolidate deposits to fewer, larger transactions. Compare account packages, ask your bank about business bundles, and watch annual price list updates in CHF for changes to cash services.

Are fees the same across Switzerland?

No. Bank fees vary by institution, account type, and channel. Some lenders price branch services higher than online or mobile transactions. Cantonal differences and business versus private packages also matter. Review your bank’s CHF price list closely and compare alternatives if your usage involves frequent cash or coin services.

What should investors watch in 2025–2026?

Track disclosures on fee income, branch operating costs, digital user growth, and the cash-to-digital transaction mix. Policy updates at year-end are key signals. If cash handling falls and digital adoption rises, retail banking margins can improve. Also watch customer satisfaction, since service changes can affect churn and cross-selling.

Global Market Insights

December 31: Swiss Banks Curb Coin Deposits as Cash Fees Rise

ByHuzaifa Zahoor January 1, 2026January 1, 2026

On December 31, several Swiss banks moved to curb coin intake and increased prices for counter services. This puts cash deposit fees Switzerland in focus as the cashless banking trend accelerates. For households and SMEs in CH, changes arrive with year‑end price lists and will likely continue into 2026. We explain what is changing, why bank fees Switzerland are rising, and what investors should watch as branch operations adjust and digital payments gain share.