PSB.NS Punjab & Sind Bank NSE earnings Jan 13: After hours INR 28.85 signals risk
We see PSB.NS stock trading at INR 28.85 after hours on 08 Jan 2026 as the bank heads into earnings due 13 Jan 2026. Volume is 3,303,334 shares and the stock is near its 50-day average of INR 29.03. This earnings spotlight focuses on key metrics, valuation and short-term risk ahead of results for Punjab & Sind Bank on the NSE in India.
PSB.NS stock: earnings timetable and immediate price action
Punjab & Sind Bank (PSB.NS) will report results on 13 Jan 2026. We note after hours price at INR 28.85 and previous close INR 28.63. Day range today was INR 28.69 to INR 29.79. Price movement ahead of earnings often reflects provisioning and net interest margin surprises for regional banks.
Q3 estimates and what to watch in the PSB.NS earnings
Expect the report to focus on net interest income, asset quality and provisions. Trailing EPS is INR 1.67 and reported PE is 17.14. Watch slippages, PCR, and growth in retail loans. Management commentary on corporate loan mix will move the stock quickly after results.
Valuation and sector comparison for PSB.NS stock
On valuation PSB.NS shows PB 1.49 and PE 17.14, below the Financial Services sector average PE of 33.73 and sector PB of 2.80. Book value per share is INR 19.25 and cash per share is INR 9.71. The lower valuation partly reflects higher leverage and regional bank risk versus larger peers on the NSE.
Meyka AI rating and technical view for PSB.NS stock
Meyka AI rates PSB.NS with a score of 68 out of 100 (B: HOLD). This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus. Technical indicators show RSI 57.51 and ADX 32.73 indicating a strong trend. Short-term support sits near INR 25.22 and resistance near INR 52.00 (52-week high).
Price drivers, forecasts and scenario planning for PSB.NS stock
Meyka AI’s forecast model projects INR 25.52 (monthly), INR 23.72 (quarterly), and INR 22.83 (yearly). At current price INR 28.85, that implies downside of -11.55% for the monthly target and -20.90% for the yearly projection. These model-based projections assume muted loan growth and steady provisioning. Forecasts are model-based projections and not guarantees.
Risks and catalysts affecting PSB.NS stock
Near-term catalysts include the earnings print, any change in PCR, and RBI guidance on asset classification. Positive surprises on net interest margin or lower slippages could lift PSB.NS. Key risks are higher-than-expected corporate slippages and margin pressure. Monitor sector flows; large PSU and private banks set tone for regional bank moves on the NSE.
Final Thoughts
Key takeaways: PSB.NS stock trades at INR 28.85 after hours as we approach the 13 Jan 2026 earnings. Valuation appears cheaper than the Financial Services sector on PE and PB, but the bank carries balance sheet and provisioning risks. Meyka AI’s forecast model projects INR 22.83 over a year, implying about -20.90% downside versus the current price. Our Meyka grade (68/100, B: HOLD) reflects cautious optimism but expects limited upside absent a clear earnings beat. Investors should watch reported EPS, provisions and management commentary closely. For the earnings reaction, compare PSB.NS performance with peers and sector flows on the NSE. For full company details, see the bank site and the NSE quote. Remember, forecasts are model-based projections and not guarantees; we use Meyka AI as an AI-powered market analysis platform to highlight scenarios for traders and investors.
FAQs
When will Punjab & Sind Bank report earnings and how does it affect PSB.NS stock?
Punjab & Sind Bank reports on 13 Jan 2026. Earnings can swing PSB.NS stock on net interest margin, provisions and slippage numbers. Expect volatility in the session after the release and in after hours trading.
What is Meyka AI’s short-term forecast for PSB.NS stock?
Meyka AI’s short-term (monthly) forecast for PSB.NS stock is INR 25.52, implying about -11.55% from the current INR 28.85. Forecasts are model-based projections and not guarantees.
How does PSB.NS valuation compare with the Financial Services sector?
PSB.NS has PE 17.14 and PB 1.49, below the sector average PE 33.73 and PB 2.80. Lower multiples reflect regional bank risks and higher leverage versus larger peers on the NSE.
What are the main risks to PSB.NS stock near earnings?
Main risks include higher-than-expected corporate slippages, increased provisions, and margin compression. Sector-wide shocks or negative RBI guidance can also weigh on PSB.NS performance after results.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
