HKSE 3988.HK Bank of China at HK$4.46 on 09 Jan 2026: 24.59% model upside
The most active Hong Kong bank today, Bank of China Limited (3988.HK, HKSE) closed at HK$4.46 on 09 Jan 2026 as markets closed. Our quick snapshot shows a small daily rise of 0.22% on volume 231,111,497 shares, above the 50-day average. This 3988.HK stock note focuses on valuation, recent earnings updates, trading activity, and model forecasts so investors can see the drivers behind today’s liquidity and price action.
3988.HK stock: Market snapshot and trading
Bank of China (3988.HK) closed the Hong Kong session at HK$4.46 with a day range HK$4.44–4.53. Market cap stood at HKD 1,791,935,905,790.00 and shares outstanding are 405,415,363,301. Today’s volume 231,111,497 beat the 50-day average, marking the stock as one of Hong Kong’s most active bank names.
3988.HK stock: Valuation and dividend metrics
The stock trades at PE 5.26 and PB 0.39, showing value relative to peers. Reported EPS (TTM) is HK$0.84 and dividend yield is 8.64% with a payout ratio of 49.47%. Book value per share is HK$10.72, underscoring the low price-to-book multiple versus reserve levels.
3988.HK stock: Technicals and liquidity
Momentum indicators are neutral: RSI 47.96 and MACD histogram near 0.01, suggesting no strong trend. Short-term averages sit at 50-day 4.53 and 200-day 4.50. On relative liquidity, today’s volume implies a 1.10x increase versus average volume, supporting active trading and tighter intraday spreads.
3988.HK stock: Recent earnings and catalysts
Bank of China’s latest filings show large, mixed quarterly prints in 2025: the 2025-10-28 release reported EPS 0.20 and revenue HKD 177,871,075,982.00, beating estimates. The 2025-08-29 release posted EPS 0.23 and revenue HKD 335,669,880,000.00. These results underpin improved YTD performance and feed investor focus on net interest margins and credit trends. See sector comparisons on Investing.com for peer context source.
3988.HK stock: Meyka AI grade and forecast
Meyka AI rates 3988.HK with a score out of 100: 77.64 | Grade B+ | Suggestion: BUY. This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus. Meyka AI’s forecast model projects monthly HK$4.55, quarterly HK$4.90, and yearly HK$5.56. Relative upside versus the current HK$4.46 is 2.02% (monthly), 9.87% (quarterly), and 24.59% (yearly). Forecasts are model-based projections and not guarantees.
3988.HK stock: Risks, sector context and outlook
Key risks: slower credit growth, regulatory shifts, and rising non-performing loans that can pressure margins. Debt-to-equity is 0.92, and interest coverage is moderate at 0.55, indicating sensitivity to interest income and provisioning. The Financial Services sector in Hong Kong shows strong YTD performance, but banks face margin compression risks. For an internal view and live heatmaps, use Meyka AI’s platform page for 3988.HK for ongoing updates Meyka stock page.
Final Thoughts
At market close on 09 Jan 2026, 3988.HK stock sits at HK$4.46, trading with higher-than-average volume and clear value metrics: PE ~5.26 and PB ~0.39. Our technical read is neutral, but earnings beats in 2025 and strong dividend yield of 8.64% keep the stock on active desks. Meyka AI’s forecast model projects a one-year target of HK$5.56, implying about 24.59% upside from today’s price. That upside assumes stable credit conditions and steady net interest margins. Investors should weigh attractive yield and low valuation against macro and credit risks. Forecasts are model projections, not guarantees. For a peer comparison and recent trade flows see news and broker commentary on Investing.com source. Meyka AI provides this analysis as an AI-powered market analysis platform, not investment advice.
FAQs
What is the current price and dividend yield of 3988.HK stock?
3988.HK stock closed at HK$4.46 on 09 Jan 2026. The dividend yield is about 8.64% with a payout ratio near 49.47%, reflecting a high cash return to shareholders.
How does Meyka AI forecast 3988.HK stock for the next year?
Meyka AI’s forecast model projects a one-year price of HK$5.56, implying roughly 24.59% upside versus the current HK$4.46. Forecasts are model-based projections and not guarantees.
What are the main valuation metrics for 3988.HK stock?
Key metrics: PE 5.26, PB 0.39, EPS (TTM) HK$0.84, and book value per share HK$10.72. These show the stock trades at a valuation discount to historical bank averages.
What recent earnings drove trading in 3988.HK stock?
Recent 2025 reports showed an October EPS of 0.20 with revenue HKD 177,871,075,982.00, and an August EPS of 0.23 with revenue HKD 335,669,880,000.00, supporting active trading and higher liquidity.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
