BAC (Bank of America) NYSE pre-market 12 Jan 2026: $56.89 before Jan 14 earnings
BAC stock opens pre-market at $56.89 on the NYSE as traders position ahead of Bank of America Corporation’s Jan 14 earnings release. The bank shows a day range $56.14–$57.55, a 50‑day average of $53.98, and market cap about $407.55B USD. Investors will watch net interest income trends, loan growth, and any commentary on expenses. With analysts clustered around a $58.13 consensus target, the next print could move shares and set direction into the new quarter.
BAC stock earnings calendar and estimates
Bank of America (BAC) reports next on 14 Jan 2026 before the open. The market is focused on interest income, trading results, and expense guidance. Analysts list a consensus price target $58.13 (target range $47.00–$71.00).
Expect commentary on loan balances and deposit trends. Historical EPS TTM is $3.56, and the stock trades at a reported PE of 15.68. These figures frame expectations for the upcoming quarter.
BAC stock price action and technicals
Pre-market movers show BAC at $56.89 with volume near 36,096,600 shares. The 50‑day average is $53.98 and the 200‑day average is $48.04, which supports near-term bullish bias.
Momentum indicators are mixed: RSI 69.07 (near overbought), MACD histogram small positive, and Bollinger upper band at $57.19. Short-term support sits near the 50‑day average and resistance near the year high $57.55.
BAC stock fundamentals and valuation
Bank of America trades with a price/book ~1.37 and price/sales ~2.16. Key metrics: book value per share $40.74, dividend $1.08, and dividend yield around 1.93%. Return on equity is 9.92% and operating margin near 17.14%.
Enterprise value is elevated versus earnings, but free cash flow yields remain healthy. These ratios place BAC in line with large-cap diversified US banks in the Financial Services sector.
BAC stock analyst view and price targets
Analyst consensus leans positive with 17 Buys and 4 Holds and no sells. Consensus price target sits at $58.13 and median $56.50. The target range stretches from $47.00 to $71.00, reflecting differing views on margin resilience and loan growth.
For recent market commentary consult CNBC and consolidated coverage at MarketWatch.
Meyka AI rates BAC with a score out of 100 and forecast
Meyka AI rates BAC with a score out of 100: 83.41 | Grade A | Suggestion: BUY. This grade factors S&P 500 comparison, sector and industry performance, financial growth, key metrics, and analyst consensus. Ratings are informational and not investment advice.
Meyka AI’s forecast model projects $63.33 for the year. Versus the current price $56.89, that implies an upside of 11.33%. Forecasts are model-based projections and not guarantees. Meyka AI is an AI-powered market analysis platform.
BAC stock risks and catalysts to watch
Key catalysts: Jan 14 earnings call, deposit flow data, and Fed rate commentary. Positive beats on net interest income or stronger trading revenue could push the stock above $58.13.
Main risks include deposit runoff, margin compression if rates move unexpectedly, and wider credit costs. Watch volumes and guidance language for signs of durable improvement or rising cost pressure.
Final Thoughts
Bank of America (BAC) enters the Jan 14 earnings print with shares at $56.89 on the NYSE in the United States. The stock trades near its year high at $57.55, supported by a 50‑day average $53.98 and a consensus analyst target of $58.13. Meyka AI’s forecast model projects $63.33 over the next year, implying an upside of 11.33% versus the current price. Valuation metrics show PE ~15.68 and PB ~1.37, which compare favorably to peers but leave exposure to interest-rate and deposit risks. Short-term technicals show momentum but a near‑overbought RSI at 69.07. For traders, the earnings beat-and-guide will be the immediate driver. For investors, monitoring deposit trends, NII sensitivity, and capital returns will determine whether BAC fits a buy, hold, or reweighting decision. Forecasts and grades are model-driven and not guarantees.
FAQs
When does Bank of America report earnings and why does it matter for BAC stock?
Bank of America reports on 14 Jan 2026 before the open. The print matters because investors watch net interest income, loan growth, and guidance. These items can swing BAC stock price and change analyst outlooks.
What price targets should investors watch for BAC stock?
Analyst consensus target is $58.13, with a range $47.00–$71.00. Meyka AI projects $63.33 for the year, implying about 11.33% upside versus current $56.89.
What are the main risks to BAC stock after earnings?
Main risks include deposit outflows, margin compression from rate moves, and higher credit costs. Negative guidance on any of these could pressure BAC stock quickly.
How does Meyka AI grade BAC and what does it mean?
Meyka AI rates BAC 83.41/100 (Grade A, Suggestion: BUY). The grade blends benchmark, sector and financial metrics. It is informational and not financial advice.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
