What is the Carers’ Council Tax discount and who might qualify?

It is a reduction linked to caring responsibilities, available when set conditions are met. Because many councils posted outdated criteria, eligibility can be wider than some pages suggest. If you provide regular, substantial care and live with the person you care for, you may qualify. Check independent guidance, collect evidence, and apply in writing to your local council.

How much can unpaid carers save and can it be backdated?

Typical savings are around £500 a year, though exact amounts vary by property band and local rules. If you were eligible but did not claim due to incorrect guidance, ask the council to backdate the discount. Explain the reason for the delay and provide bills, care evidence, and any correspondence supporting your request.

What should I do if my council website looks out of date?

Take screenshots of the wording, then compare it with current independent advice. Apply using the correct criteria as you understand them, and reference the discrepancies. Keep copies of everything. If the claim is refused and you believe the decision is wrong, use the formal appeal route and consider raising a complaint about the online guidance.

Why does this matter for the economy and markets?

If more carers receive the discount, household cash flow improves, supporting small discretionary purchases and easing bill pressures. That can slightly reduce arrears and support consumer sentiment. Councils may face short-term budget pressure from backdated claims. Investors should watch trading updates, collections data, and any policy steps to correct guidance and streamline processing.

Global Market Insights

January 12: Martin Lewis warns on carers’ Council Tax discount errors

ByHuzaifa Zahoor January 12, 2026January 12, 2026

Martin Lewis has warned that many councils list outdated rules for the Carers’ Council Tax discount. MoneySavingExpert says at least one in five authorities are wrong, so millions of unpaid carers could miss about £500 a year. Backdating may be possible, boosting household cash flow now. We explain what changed, how to claim, and what this means for UK consumers and local authority finances in the months ahead.