Pre-market 12 Jan 2026: Atrium Mortgage (AI.TO TSX) C$11.61, 7.91% yield outlook
The AI.TO stock opens pre-market at C$11.61 on the Toronto Stock Exchange with a 7.91% trailing yield and a P/E of 11.29. Atrium Mortgage Investment Corporation (AI.TO) is a Canadian non-bank lender focused on Ontario, Alberta and British Columbia mortgages. Traders should note market cap C$561.31M, EPS C$1.04, and an average 50-day price of C$11.41 as drivers of early trading interest.
AI.TO stock: Key market snapshot
Atrium Mortgage (AI.TO) trades on the TSX at C$11.61 with volume 175,909 and average volume 107,236. The year high is C$11.84 and year low is C$9.97. The company shows shares outstanding 47,812,033 and market cap C$561.31M. These figures set short-term liquidity and market-cap context for pre-market orders.
AI.TO stock: Fundamentals and income profile
Atrium reports EPS C$1.04, price earnings 11.29, book value per share C$11.04, and dividend per share C$0.93. The payout ratio is 0.87, supporting the 7.91% dividend yield. Return on equity is 9.59% and debt to equity is 0.27, which indicate moderate leverage. These fundamentals explain why income investors watch AI.TO stock.
AI.TO stock: Technicals and trading signals
Short-term technicals show an RSI of 58.76, MACD histogram near -0.01, and Bollinger middle band C$11.59. The 50-day average is C$11.41 and the 200-day average is C$11.33, which keeps price near both moving averages. Momentum is mild and average true range is C$0.09, suggesting low intraday volatility for pre-market and early session trading.
AI.TO stock: Sector context and risks
Atrium sits in the Financial Services mortgage subsector. The Canadian financial sector YTD performance is +17.21%, which outpaces Atrium’s recent moves. Interest coverage of 2.16 and net debt to EBITDA of 2.86 flag sensitivity to rate moves. Major risks include rising rates, property market stress in core provinces, and a high payout ratio that limits buffer for dividend cuts.
Meyka AI rates AI.TO with a score out of 100 and forecast
Meyka AI rates AI.TO with a score of 79.87/100 (Grade B+, Suggestion: BUY). This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus. Meyka AI’s forecast model projects a yearly price C$11.51, which implies -0.86% vs the current C$11.61. Forecasts are model-based projections and not guarantees.
AI.TO stock: Price targets and analyst framing
Meyka baseline price target is C$11.50, a conservative downside target is C$10.50, and an upside target is C$13.00. The upside to C$13.00 implies +11.98% from C$11.61. Key valuation ratios include price to book 1.06 and price to sales 6.88. Investors should weigh dividend income against valuation and sector trends when sizing positions.
Final Thoughts
Key takeaways on AI.TO stock for pre-market traders: Atrium Mortgage (AI.TO, TSX) opens at C$11.61 with a high income profile via a 7.91% trailing yield and a compact market cap C$561.31M. Fundamentals show EPS C$1.04, P/E 11.29, and book value C$11.04, supporting the yield but limiting balance-sheet cushion. Meyka AI rates the stock 79.87/100 (B+, BUY) and projects a near-term model price of C$11.51, implying roughly -0.86% from today. Our practical view: income-focused investors may find AI.TO stock attractive for yield, while total-return traders should watch interest-coverage and net-debt metrics. Consider position sizing to manage dividend and rate risks and monitor the upcoming earnings announcement on 2026-02-12 for fresh guidance. For quick reference see market competitor notes at MarketBeat and recent First National coverage at MarketBeat FN. Meyka AI provides this as AI-powered market analysis and not investment advice.
FAQs
What drives AI.TO stock price movements?
AI.TO stock moves with interest-rate direction, mortgage demand, provincial housing trends, and dividend sustainability. Key metrics to watch are EPS C$1.04, interest coverage 2.16, and net debt to EBITDA 2.86.
What is the dividend yield on AI.TO stock?
Atrium pays C$0.93 per share, giving a trailing yield of 7.91% at the current price of C$11.61. The payout ratio is 0.87, which raises income risk if earnings fall.
How does Meyka AI view AI.TO stock?
Meyka AI rates AI.TO 79.87/100 (B+, BUY). The grade weighs growth, sector performance, and metrics. Meyka AI’s forecast model shows C$11.51 yearly, a -0.86% difference from the current price.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
