SOUTHBANK.NS The South Indian Bank (NSE) intraday: Q3 earnings ahead, watch margins and provisions
The South Indian Bank Limited (SOUTHBANK.NS) on the NSE trades at INR 42.01 intraday on 14 Jan 2026 ahead of an earnings announcement scheduled for 15 Jan 2026. SOUTHBANK.NS stock shows recent strength with a day high of INR 42.40 and a 52-week range of INR 22.30–43.26. Investors will watch net interest margins, provisions and retail loan growth as these will link directly to the bank’s reported EPS of 5.19 and current PE of 7.80.
Earnings outlook: SOUTHBANK.NS stock
Expect the Q3 report to focus on net interest income and provisions. One key driver will be net interest margin stability given rising retail loans. Management commentary on provisions and slippages will likely move SOUTHBANK.NS stock price more than headline growth figures.
Earnings preview and near-term catalysts
Catalysts for the print include margin trends, fee income and one-time treasury gains. Market activity shows volume 23,426,580 today versus average volume 38,367,338, indicating lighter intraday participation. A clear beat on margins or lower-than-expected provisions could push the price toward the year high INR 43.26.
Key financials and valuation
SOUTHBANK.NS stock trades at PE 7.80 and PB 1.02, with book value per share INR 39.80 and cash per share INR 45.42. Return on equity is about 13.70% and dividend per share is INR 0.40. These metrics show value relative to sector averages, though interest coverage and cash-flow ratios need monitoring.
Technical snapshot and intraday trading flow
Technicals show a constructive short-term setup: RSI 60.08, MACD histogram 0.37, and ADX 27.41 indicating a strong trend. Day range is INR 40.41–42.40 and Bollinger upper band sits at INR 42.62. Traders should watch intraday support near INR 40.41 and resistance at INR 42.62.
Meyka AI rates SOUTHBANK.NS with a score out of 100 and model forecast
Meyka AI rates SOUTHBANK.NS with a score out of 100: 74.20 / Grade B+ — Suggestion: BUY. This grade factors in S&P 500 and sector comparisons, financial growth, key metrics, forecasts and analyst consensus. Meyka AI’s forecast model projects a quarterly target of INR 43.42, a 3-year target of INR 47.33, and a 5-year target of INR 59.79. Versus the current price INR 42.01, that implies short-term upside of 3.36%, 3-year upside of 12.66%, and 5-year upside of 42.33%. Forecasts are model-based projections and not guarantees.
Risks and what the market is pricing
Downside risks include higher provisions, slower retail loan growth and margin compression. Sector context matters: the Financial Services average PE is 33.22, so SOUTHBANK.NS stock’s lower PE partly reflects higher perceived risk. Watch asset quality metrics and management guidance for surprises.
Final Thoughts
Key takeaways for intraday traders and near-term investors: SOUTHBANK.NS stock sits at INR 42.01 heading into a 15 Jan 2026 earnings release. The immediate market focus will be NII, margins and provisions; a clean set of numbers could lift the stock toward the quarterly model target INR 43.42. Meyka AI’s forecast model projects a 3-year level of INR 47.33 and a 5-year level of INR 59.79, implying upside of 12.66% and 42.33% respectively versus today’s price. Valuation metrics — PE 7.80 and PB 1.02 — show the stock trades at a discount to the sector. Use intraday support at INR 40.41 and resistance near INR 42.62 for short-term trade decisions. These are data-driven scenarios from an AI-powered market analysis platform and not trading advice; always confirm with your own research.
FAQs
When will The South Indian Bank report earnings?
The South Indian Bank (SOUTHBANK.NS) has an earnings announcement scheduled for 15 Jan 2026. Traders watching SOUTHBANK.NS stock should track management comments on margins and provisions around that date.
What are the key valuation metrics for SOUTHBANK.NS stock?
SOUTHBANK.NS stock trades at PE 7.80 and PB 1.02 with book value per share INR 39.80. These figures suggest a valuation discount versus the Financial Services sector averages.
What short-term price levels matter for intraday trading?
Intraday support is near INR 40.41 and resistance near INR 42.62. Day high today reached INR 42.40, so watch those SOUTHBANK.NS stock levels for momentum signals.
How reliable are Meyka AI forecasts for SOUTHBANK.NS stock?
Meyka AI’s forecast model projects targets like INR 43.42 (quarter) and INR 47.33 (3-year). These are model-based projections and not guarantees; use them with fundamental checks and risk limits.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
