AI.TO stock C$11.64 intraday on TSX: model and analyst outlook for investors
AI.TO stock trades at C$11.64 on the TSX intraday on 14 Jan 2026, down 0.60% from yesterday. This update connects recent analyst targets, company fundamentals, and technical signals to explain the price move. We cover valuation metrics like P/E 11.24 and dividend yield 7.95%, plus liquidity and volume. Investors get a clear view of where Atrium Mortgage Investment Corporation sits in the Canadian mortgage finance sector and how model forecasts match market price.
AI.TO stock: intraday snapshot and drivers
Atrium Mortgage Investment Corporation (AI.TO) opened at C$11.69 and trades between C$11.59 and C$11.70 today. Volume is 72,401 versus a 50-day average of 105,309, which shows below-average intraday activity. The small decline of C$0.07 reflects modest profit taking after a one-year gain of 11.44%. Recent analyst coverage includes a MarketBeat price target of C$13.00, which implies ~11.69% upside from today’s price source.
Balance sheet, cash flow and valuation metrics
AI.TO shows book value per share C$11.06 and P/E 11.24, which trades near bankable mortgage peers on TSX. Return on equity is 9.50% and return on assets is 5.54%, signaling steady earnings generation. Operating cash flow per share is negative C$-0.74, and free cash flow per share is C$-0.74, pressuring cash coverage. Debt to equity is 0.68, and interest coverage is 2.59, pointing to manageable but meaningful leverage.
These ratios tie to dividend safety. The payout ratio is 88.11%, and dividend per share is C$0.93, giving a yield near 7.95%. That yield is attractive, but high payout and negative operating cash flow raise distribution risk.
AI.TO stock technicals and trading signals
Technical indicators show neutral to mildly constructive momentum. RSI is 58.76, above 50 but below overbought. MACD histogram is slightly negative at -0.01, and ADX is 23.79, suggesting a weak trend. Bollinger middle band sits at C$11.59 and upper band at C$11.79, framing a tight intraday range.
Price averages are supportive. The 50-day average is C$11.43 and the 200-day average is C$11.34, both below current price. That alignment supports a steady-trending stock rather than a breakout setup.
Dividend profile, yield and income case
Atrium offers a high nominal yield. The company’s dividend per share is C$0.93, producing a trailing yield of 7.95%. For income investors, that yield is compelling compared with many Canadian financial names.
The counterpoint is payout coverage. Net income per share is C$1.04, leaving limited margin after dividends and capital needs. We treat the dividend as attractive but conditional on cash flow recovery and stable mortgage performance.
Risks, sector context and near-term catalysts
Key risks include mortgage credit stress and rising funding costs. Net debt to EBITDA is elevated at 6.54, which could strain cash flow if originating margins compress. Sector peers show mixed performance, and the financial services sector YTD is up 4.07%, so Atrium sits in a stable but rate-sensitive industry.
Near-term catalysts include the company’s earnings announcement on 12 Feb 2026, and any changes to funding spreads. Analyst commentary and loan-book performance will drive short-term relative moves.
Meyka AI grade, analyst score and model forecast
Meyka AI rates AI.TO with a score out of 100. Meyka AI rates AI.TO with a score of 70.99 out of 100 and assigns a B+ grade with a BUY suggestion. This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus.
Meyka AI’s forecast model projects a yearly price of C$11.51, which implies -1.14% versus the current C$11.64. The model shows C$12.10 in three years (+3.92% upside) and C$12.68 in five years (+8.93% upside). Forecasts are model-based projections and not guarantees. For more analyst context, see a MarketBeat competitor review for mortgage finance peers source.
Final Thoughts
Atrium Mortgage Investment Corporation (AI.TO) trades at C$11.64 on the TSX intraday on 14 Jan 2026, balancing a near 8% yield against stretched cash flows. Valuation is reasonable with P/E 11.24 and price-to-book near 1.06, but operating cash flow is negative C$0.74 per share. MarketBeat’s analyst price target of C$13.00 implies ~11.69% upside. Meyka AI’s model projects a one-year level near C$11.51, a slight short-term downside of -1.14%, and modest multi-year upside to C$12.10 in three years. Income-focused investors may value the 7.95% yield, but they should weigh dividend coverage and loan-book health. We recommend monitoring the 12 Feb 2026 earnings release and funding spreads. This piece uses data and a grade from Meyka AI-powered market analysis platform to frame risks, valuation, and a concise outlook. Forecasts are model-based projections and not guarantees.
FAQs
What is the current price and yield for AI.TO stock?
AI.TO stock trades at C$11.64 intraday on 14 Jan 2026. The trailing dividend is C$0.93, giving a yield of 7.95%. Price and yield update with market moves and company announcements.
What is Meyka AI’s rating and forecast for AI.TO stock?
Meyka AI rates AI.TO 70.99/100 (grade B+, suggestion BUY). The model projects C$11.51 in one year and C$12.10 in three years. Forecasts are projections, not guarantees.
What are the main risks for Atrium Mortgage Investment (AI.TO)?
Primary risks include rising funding costs, mortgage credit stress, and negative operating cash flow. Net debt to EBITDA of 6.54 highlights leverage exposure. Monitor loan performance and interest coverage metrics.
How does AI.TO compare to analyst price targets?
MarketBeat shows a C$13.00 price target, implying ~11.69% upside versus C$11.64. That target sits above Meyka AI’s one-year model projection of C$11.51.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
