C$11.62 Pre-Market AI.TO (Atrium MIC TSX) (21 Jan 2026): 8.01% yield, C$13 target
The AI.TO stock opened pre-market at C$11.62 on the TSX on 21 Jan 2026, trading below its year high of C$11.84. Investors will watch a high 8.01% dividend yield (dividend C$0.93) and a modest valuation at PE 11.17. Atrium Mortgage Investment Corporation operates in Canadian mortgage finance and reports next earnings on 12 Feb 2026. Volume is active at 159,128 shares vs average 107,848, suggesting higher pre-market interest in dividend and yield-driven names.
AI.TO stock: Snapshot and market position
Atrium Mortgage Investment Corporation (AI.TO) is listed on the TSX and focuses on mortgage lending in Ontario, Alberta and British Columbia. Current market cap is C$555,575,823, shares outstanding 47,812,033, and the stock trades in Canadian dollars. The share price range today sits between C$11.58 and C$11.68 with a one-year range of C$9.97 to C$11.84.
AI.TO stock: Fundamentals and valuation
Atrium shows trailing EPS C$1.04 and a PE of 11.17, with book value per share near C$11.06 and PB around 1.05. Revenue per share TTM is C$1.68, operating cash flow per share is -C$0.74, and dividend per share is C$0.93, yielding 8.01%. These metrics point to value-style income characteristics, but the payout ratio is high at 88.11%, which raises sustainability questions.
AI.TO stock: Technicals, liquidity and Meyka grade
Technically AI.TO shows a neutral-to-constructive setup: RSI 58.76, MACD histogram -0.01, and 50-day average C$11.47 versus price C$11.62. Daily volume 159,128 is 1.47x average volume, indicating above-average interest. Meyka AI rates AI.TO with a score out of 100: 70.67 (B+) — BUY. This grade factors in S&P 500 comparison, sector performance, financial growth, key metrics, and analyst consensus. The grade highlights strong dividend yield and reasonable PE, while noting weaker operating cash flow.
AI.TO stock: Forecasts and analyst price targets
Meyka AI’s forecast model projects a 1-year price of C$11.67 and a 3-year price of C$12.43. Versus the current C$11.62, the 1-year model implies +0.39% and the 3-year model implies +7.00% (model-based projections, not guarantees). MarketBeat lists a C$13.00 analyst target, implying +11.88% upside from C$11.62. For reference see the MarketBeat forecast and the company Q3 2025 transcript on Seeking Alpha for recent operational commentary MarketBeat forecast and Seeking Alpha transcript.
AI.TO stock: Risks, cash flow and sector context
Key risks include negative operating cash flow per share -C$0.74, interest coverage of 2.59x, and net debt to EBITDA of 6.54x. The mortgage finance industry in Canada faces rate sensitivity and credit-cycle risk. Sector performance for Financial Services shows modest YTD gains; Atrium’s high dividend yield trades in line with income-focused peers but needs stable cash flow to sustain payouts.
AI.TO stock: Trading outlook and strategy
Near term, traders can treat AI.TO as an income and value play ahead of the Feb 12 earnings date. Watch for dividend commentary, loan book performance, and changes in interest-spread metrics. Technical levels to monitor: support near C$11.39 (lower Bollinger band) and resistance at the year high C$11.84. Use position sizing consistent with yield and liquidity considerations.
Final Thoughts
Atrium Mortgage (AI.TO) offers a clear income profile at C$11.62 on the TSX with a headline 8.01% yield and a low PE of 11.17. Meyka AI’s forecast model projects C$11.67 in one year (+0.39%) and C$12.43 in three years (+7.00%), while independent analyst targets like MarketBeat’s C$13.00 imply roughly +11.88% upside. The Meyka grade B+ (70.67) flags the stock’s attractive yield and fair valuation but also highlights cash-flow stress and leverage metrics such as net debt/EBITDA 6.54x and operating cash flow per share -C$0.74. Income investors will value the high yield, but they should monitor earnings on 12 Feb 2026, interest spreads and dividend commentary. For a balanced approach we recommend prioritizing position sizing and diversifying within the Financial Services sector. You can view our AI-powered market analysis and the Atrium stock page for live data at Meyka AI stock page. Forecasts are model-based projections and not guarantees.
FAQs
What is the current price and dividend yield for AI.TO stock?
AI.TO stock trades at C$11.62 pre-market on 21 Jan 2026 with a dividend per share of C$0.93, implying a yield of 8.01% based on the current price.
What valuation metrics matter for AI.TO stock?
Key metrics include EPS C$1.04, PE 11.17, book value per share C$11.06, PB 1.05, and payout ratio 88.11%. These show a value-income profile but elevated payout risk.
What price targets and forecasts exist for AI.TO stock?
Meyka AI’s model projects C$11.67 in one year and C$12.43 in three years. MarketBeat lists a C$13.00 analyst target, implying about 11.88% upside from today’s price.
When does Atrium report earnings and what should investors watch?
Atrium reports next on 12 Feb 2026. Investors should watch net interest spreads, loan performance, dividend commentary and any change in leverage or cash flow.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
