TFC Truist Financial (NYSE) pre-market 21 Jan 2026 earnings preview: what to watch
Truist Financial Corporation (TFC) reports earnings in the pre-market on 21 Jan 2026 at 08:30 AM EST, and the market is watching net interest margin and trading revenue. TFC stock trades at $49.14 on the NYSE with volume already at 18,562,128 shares. Analysts flag a $2.08 annual dividend and a P/E of 13.18 as key context before results. Meyka AI provides an AI-powered market analysis to frame what could move the shares after the print.
TFC stock: pre-market price, volume and quick snapshot
Truist Financial (TFC) opened this session at $49.40 and sits at $49.14 pre-market. The stock shows a one-day change of -1.70% with 18,562,128 shares traded. Market cap stands at $63.38B and shares outstanding are 1,289,435,125.
TFC stock earnings outlook and what analysts expect
Street estimates emphasize core banking margins and insurance results. Truist last reported EPS above consensus at $1.04 for the prior quarter. Consensus models expect roughly 4.00 EPS for the year and analysts point to a consensus price target near $52.80. Watch fee income and loan growth versus provision changes during the release.
TFC stock fundamentals: valuation, dividends and key ratios
Truist shows EPS 3.73 and a trailing P/E near 13.18, implying a value tilt in the regional bank group. Book value per share is $50.80 and dividend per share is $2.08, a 4.24% yield. Price-to-book sits near 0.97, and debt-to-equity is approximately 1.08.
TFC stock technicals and short-term market signals
Momentum indicators are mixed. RSI is 61.82, MACD histogram is -0.11, and ADX reads 35.68, signaling a strong trend. Bollinger Bands range 49.19–51.20. Relative volume is 2.13, showing heavier trading today versus the average.
TFC stock analysis: risks, catalysts and sector context
Key catalysts include net interest margin, trading revenue, and clarity on buybacks. Truist authorized a $10.00B repurchase program in December. Primary risks are credit-cost surprises and slower fee income. The stock trades within the Banks – Regional sector, which benefits from higher rates but faces loan demand pressure.
Meyka grade and forecast for TFC stock
Meyka AI rates TFC with a score out of 100: 73.32 | Grade: B+ | Suggestion: BUY. This grade factors in S&P 500 comparison, sector performance, financial growth, key metrics, and analyst consensus. Meyka AI’s forecast model projects a yearly price of $55.84, implying an upside of 13.65% from the current $49.14. Forecasts are model-based projections and not guarantees.
Final Thoughts
Earnings today in the pre-market make TFC stock an event-driven trade. The company reports at 08:30 AM EST on 21 Jan 2026, and the market will focus on net interest margin, insurance trends, and buyback cadence. Valuation is reasonable with a P/E near 13.18 and a 4.24% yield, while book value sits at $50.80. Analyst targets cluster around $52.80, with several firms ranging to $58–59. Meyka AI’s forecast model projects $55.84 for the year, implying about 13.65% upside versus the current $49.14. We present a base price target of $53.00, a bull scenario of $59.00, and a conservative bear case at $46.00, tied to credit stress or weaker fee income. These targets reflect analyst moves, balance-sheet metrics, and the new $10.00B buyback authorization. Forecasts are model-based and not guarantees. Use the print to reset risk, position size, and stop levels ahead of directional moves.
FAQs
When does Truist (TFC) report earnings and where is the stock listed?
Truist reports earnings in the pre-market on 21 Jan 2026 at 08:30 AM EST. TFC stock trades on the NYSE in the United States and quotes are in USD. Expect official results and management comments at that time.
What key metrics move TFC stock after earnings?
Investors watch net interest margin, loan growth, insurance underwriting results, and guidance. TFC stock also reacts to buyback commentary and capital return plans. Credit provisions can drive sharp moves.
What is Meyka AI’s short-term forecast for TFC stock?
Meyka AI’s forecast model projects a yearly price of $55.84 for TFC stock, implying 13.65% upside from the current $49.14. Forecasts are model-based projections and not guarantees.
How does Truist’s dividend and valuation compare within regional banks?
Truist yields about 4.24% with a payout ratio near 58%. Its trailing P/E of 13.18 and price-to-book near 0.97 are in line with value-oriented regional peers, offering income with moderate valuation.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
