Up 9.06% pre-market: CREDITACC.NS (CreditAccess Grameen, NSE) ahead of earnings
Pre-market traders pushed CREDITACC.NS stock up 9.06% to INR 1,355.20 on heavy volume ahead of CreditAccess Grameen’s Q3 earnings on 22 January 2026. The move followed an open at INR 1,309.00 and a previous close of INR 1,242.60, with intraday range INR 1,280.10–1,422.30. Volume accelerated to 19,755,246 shares versus an average of 393,531, signalling strong positioning into the results. We track EPS, asset quality and guidance as the main drivers for intraday and short-term trading.
Earnings set-up for CREDITACC.NS stock
The primary trigger is the Q3 earnings release on 22 January 2026. Traders priced in upside before the print, lifting CREDITACC.NS stock to INR 1,355.20, a 9.06% gain from the prior close. Market focus will be on loan growth, PAR levels and management guidance for funding costs.
Q3 expectations and analyst view for CREDITACC.NS stock
Analysts expect microfinance growth but watch margin pressure from higher borrowing costs. CreditAccess reports trailing EPS of INR 30.32 and market commentary will focus on quarter-on-quarter AUM and credit costs. Expect commentary on customer additions, portfolio at risk and product mix.
Key financials and valuation for CREDITACC.NS stock
CreditAccess shows a market cap near INR 216.94B, reported EPS INR 30.32, and a reported PE of 44.70. Book value per share stands at INR 448.17 and price-to-book is 3.02. The company carries high leverage with debt-to-equity about 2.81 and trailing ROE near 1.90%, which raise capital-cost sensitivity versus peers.
Technical snapshot and trading activity for CREDITACC.NS stock
Momentum indicators show mixed strengths: RSI 53.71 and MACD histogram 9.90, indicating directional buying. Volume spiked to 19,755,246 versus average 393,531, giving a relative volume of 50.20. Bollinger Bands mid INR 1,290.69 and upper band INR 1,348.12 show current price above the middle band, signaling bullish intraday bias.
Meyka AI rates CREDITACC.NS with a score out of 100
Meyka AI rates CREDITACC.NS with a score out of 100: 72.21 (B+, BUY). This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus. This grade is informational and not investment advice.
Meyka AI forecast and price scenarios for CREDITACC.NS stock
Meyka AI’s forecast model projects a yearly target of INR 1,435.50, a monthly target of INR 1,290.61, and a 3‑year projection of INR 1,676.83. Versus the current INR 1,355.20, the model implies a near‑term upside of 5.92% to the yearly target and a downside of -4.77% to the monthly projection. Forecasts are model-based projections and not guarantees.
Final Thoughts
Key takeaways for CREDITACC.NS stock ahead of the Q3 print: price action shows strong pre-market positioning with a 9.06% spike to INR 1,355.20 and an outsized volume surge to 19,755,246 shares. Financially, CreditAccess carries a sturdy gross margin profile but high leverage with debt-to-equity near 2.81 and modest ROE of 1.90%, which makes results sensitive to funding costs and credit quality. Our Meyka AI forecast model projects a yearly target of INR 1,435.50, giving an implied upside of 5.92% from the current price. Traders should watch reported EPS, portfolio at risk and management guidance. Remember, Meyka AI provides data-driven analysis via an AI-powered market analysis platform; forecasts are projections, not guarantees, and investors should combine this with their own research.
FAQs
When are CreditAccess Grameen Q3 results scheduled?
CreditAccess Grameen has its Q3 earnings scheduled for 22 January 2026. Traders often watch EPS, portfolio at risk (PAR) and funding-cost guidance as the primary market-moving items for CREDITACC.NS stock.
What key metrics will move CREDITACC.NS stock on the print?
Expect movement on AUM growth, PAR 30/90 trends, net interest margin and guidance on borrowing costs. A surprise on credit costs or funding commentary can swing CREDITACC.NS stock sharply.
How does Meyka AI view CREDITACC.NS stock near term?
Meyka AI’s model shows a yearly target of INR 1,435.50, implying 5.92% upside from INR 1,355.20. The model also lists a monthly level at INR 1,290.61, implying a short-term downside risk of -4.77%.
What are the main risks for CREDITACC.NS stock after earnings?
Primary risks include rising borrowing costs, deterioration in microloan collection, regulatory changes, and high leverage with debt-to-equity around 2.81. Each can pressure CREDITACC.NS stock and margins.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
