3988.HK Bank of China closes HK$4.46 on 06 Jan 2026: dividend yield edge
Bank of China Limited (3988.HK stock) closed at HK$4.46 on the HKSE on 06 Jan 2026, making it one of Hong Kong’s most active bank names today. Trading volume reached 231,111,497 shares, above the 50‑day and 200‑day averages, and price slipped 1.55% from the previous close. We review valuation, recent earnings beats, trading flows, and a modelled 12‑month forecast so investors can see where the market is focusing.
Price and key metrics: 3988.HK stock
The market price is HK$4.46 on the HKSE, with a day range of HK$4.44–4.53. The stock trades at PE 5.37 and PB 0.39, signalling deep value versus the Financial Services sector PB average of 0.97. Market capitalisation is about HK$1.81 trillion and shares outstanding are 405,415,388,962.
Dividend metrics and cash strength stand out. Bank of China shows a TTM dividend yield near 8.55% and payout ratio of 49.47%, supported by cash per share of HK$12.67 and book value per share of HK$10.72.
Earnings and revenue drivers: 3988.HK stock
Recent quarterly updates show revenue beats. For the quarter ending 2025‑09‑30 revenue was HK$177,871,075,982, beating estimates of HK$156,581,619,196. Quarterly EPS was HK$0.1968, matching estimates of HK$0.1967. These beats reflect stronger treasury and corporate lending margins.
On a trailing basis EPS is HK$0.83 and net income margins sit near 26.94%. Operating cash flow per share is HK$1.44, and free cash flow per share is HK$1.31, which supports dividend coverage and capital buffers.
Meyka AI rates 3988.HK with a score out of 100: 3988.HK stock
Meyka AI rates 3988.HK with a score out of 100: 77.64 (B+, BUY). This grade factors S&P 500 and sector comparisons, financial growth, key metrics, analyst sentiment, and forecast models. The grade reflects strong cash yields, low PB and attractive earnings yield, offset by higher debt ratios relative to peers.
Meyka AI’s forecast model projects 12‑month: HK$5.56, quarterly: HK$4.90, and monthly: HK$4.55. Compared with the current price HK$4.46, the 12‑month projection implies an upside of 24.59%. Forecasts are model‑based projections and not guarantees.
Technicals and trading flow: 3988.HK stock
Volume was 231,111,497 today, above the average of 207,801,742, confirming ‘most active’ status. RSI is 48.86, near neutral. Bollinger Bands middle sits at HK$4.43, with upper at HK$4.54.
Momentum indicators show mixed signals. MACD histogram is small at 0.01, ADX is 20.48, and CCI is 93.50, indicating short‑term buying interest but limited trend conviction. On‑balance volume remains positive, supporting continued liquidity.
Risks and opportunities: 3988.HK stock
Opportunity: valuation is compelling. Price to book under 0.40 and dividend yield near 8.55% attract income investors, while recent revenue beats show operating resilience. The bank benefits from diversified segments and strong retail deposit base.
Risk: credit cycle and regulatory shifts. Debt‑to‑equity is 0.92 and interest coverage is modest at 0.55, which could pressure earnings if margins compress. Macro slowdowns or policy changes in China could hit loan growth and fee income.
Recent news and sources
For market headlines and live charts consult Yahoo Finance and the Bank of China quote page for updates. Key reads include the latest 3988.HK news and interactive chart on Yahoo Finance.
Yahoo Finance quote for 3988.HK and Yahoo Finance chart for 3988.HK. For our tracker, see the Meyka stock page.
Final Thoughts
Key takeaways: 3988.HK stock closed at HK$4.46 on 06 Jan 2026 with heavy volume 231,111,497, marking it among Hong Kong’s most active financial names. Valuation looks attractive with PE 5.37 and PB 0.39, and a strong TTM dividend yield of 8.55%. Meyka AI’s forecast model projects a 12‑month target of HK$5.56, implying a 24.59% upside from today. Short‑term technicals are neutral, so catalysts like a continued revenue beat or stabilising net interest margins would matter most. These figures drive an analyst consensus tilt toward value and income strategies, while investors should watch credit cost trends and regulatory guidance. Forecasts are model‑based projections and not guarantees, and Meyka AI provides this as AI‑powered market analysis for research, not personalised advice.
FAQs
3988.HK stock closed at HK$4.46 on 06 Jan 2026. The TTM dividend yield is about 8.55%, supported by a payout ratio near 49.47% and strong cash per share.
Key metrics: PE 5.37, PB 0.39, EPS (TTM) HK$0.83, book value per share HK$10.72. These show deep value versus sector averages but require credit cost monitoring.
Meyka AI’s forecast model projects a 12‑month level of HK$5.56 for 3988.HK stock, implying about **24.59%** upside from HK$4.46. Forecasts are projections and not guarantees.
Principal risks include a weaker credit cycle, regulatory changes in China, and margin pressure. Debt metrics and interest coverage require monitoring as they affect bank profitability.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
