401(k) Contribution Limits for 2026: What Investors Need to Know Today

The IRS has revealed new 401(k) contribution limits for 2026, setting a cap at $24,500. This change is significant for millions of Americans planning for retirement. Alongside, IRA contribution limits and catch-up contributions have also been adjusted under the SECURE 2.0 Act, providing enhanced opportunities for boosting retirement savings. Understanding these changes is crucial for optimizing your retirement strategy.