What is the annual coverage under Ayushman Bharat PM-JAY?

Eligible families get cashless hospitalization coverage up to ₹5 lakh per policy year. The scheme covers secondary and many tertiary procedures at empanelled hospitals. There is no fixed cap on the number of admissions, as long as total claims stay within the annual limit and the package is approved.

How many times can I use the Ayushman card in a year?

You can seek treatment multiple times in a year until the total approved costs reach the ₹5 lakh limit. Each admission must be at an empanelled hospital and generally needs pre-authorization for cashless care. Keep your e-card, ID, and prior records ready for smooth approvals.

How will Bihar’s doorstep enrollment work?

Private agency teams will visit homes to verify identity, collect details, and submit applications for the Ayushman card. Keep Aadhaar, address proof, and a mobile number ready. If your name is not on the eligible list, ask for correction steps and the nearest helpdesk where you can complete changes.

How do I find the PMJAY hospital list near me?

Check the official PMJAY portal or state health site for the empanelled hospital list, then call the facility to confirm package availability. Keep your Ayushman card and prior records ready. For planned procedures, request pre-authorization guidance from the hospital helpdesk before traveling for admission.

Law and Government

Ayushman Bharat January 08: Bihar Doorstep Drive to Lift Enrollment

ByDanny Kontos January 8, 2026January 8, 2026

Ayushman Bharat is set for a boost in Bihar as the state deploys private agencies for doorstep enrollment. Faster onboarding can raise scheme coverage, increase patient footfall, and speed cashless payouts to empanelled hospitals. We explain Ayushman Card rules, treatment frequency, and the PMJAY hospital list that beneficiaries should know. For investors, higher utilization in 2026 can lift provider revenues and clarify budget disbursements. Here is what changes on the ground and what to track next.