Bank of America (NCB.DE XETRA) Q4 earnings due 14 Jan 2026: market setup and targets
We start with the key fact: NCB.DE stock will report Q4 results before U.S. markets open on 14 Jan 2026. Markets closed on 12 Jan 2026 (XETRA), and the share price finished at €47.14, down 2.75% on the day. Investors are focused on net interest income, loan growth and trading revenue. Consensus previews point to an elevated watch on provision levels and margin trends ahead of the print.
NCB.DE stock: Q4 earnings preview and calendar
Bank of America (NCB.DE) reports Q4 results on 14 Jan 2026 before the bell. Analysts tracked by press outlets expect the U.S. listing to show a mixed top line and resilient fee income. Expect commentary on consumer balances and corporate trading flow. For German XETRA holders, earnings timing follows the NYSE release window and can move the €47.14 quote.
Earnings drivers and near-term catalysts
Main drivers are net interest income, trading revenue and provision charges. Rising short-term rates helped margins through 2025. Loan growth and credit costs will shape guidance for 2026. Management comments on capital returns, buybacks and the upcoming note redemption on 20 Jan 2026 are near-term catalysts.
Valuation and financials snapshot
Key ratios show a PE of 15.40 and EPS of 3.14 (TTM). Book value per share is €40.15 and tangible book value is €31.04. Dividend per share is €1.09 and dividend yield near 1.93%. Price averages are 50-day €46.50 and 200-day €41.71, signalling longer-term support near €41.71.
Meyka AI technical and sector context
Technicals show a neutral to mildly bullish setup. RSI sits at 61.07, MACD histogram is 0.09, and ADX reads 17.00. Volume was 3,886 today versus average 2,086. The Financial Services sector in Germany trades as a value and dividend group with average PE 18.71, so NCB.DE is slightly cheaper on PE.
Meyka AI rates NCB.DE with a score out of 100
Meyka AI rates NCB.DE with a score out of 100. The model gives a B+ (79.51) — Suggestion: BUY. This grade factors in S&P 500 comparison, sector performance, financial growth, key metrics, and analyst consensus. This grade is informational only and not investment advice.
Risks, recent news and market reaction
Regulatory and execution risks are visible. Recent reporting highlighted an India regulator notice and internal controls queries. Market reaction has been modest but watch for headlines that could widen spreads. For the earnings setup, read the upcoming previews and consensus views on the company site and CNBC coverage. For regulatory context see StockAnalysis summary.
Final Thoughts
Key takeaways heading into Q4: NCB.DE stock trades at €47.14 with a P/E of 15.40 and consensus focus on margin sustainability. Meyka AI’s forecast model projects a one-year target of €54.46, implying an upside of 15.55% versus the current price. The monthly model target is €49.14, a near-term upside of 4.27%, while the quarterly measure sits at €42.03, implying downside -10.80%. We present a balanced set of price targets: conservative near-term €49.00, base case €54.46, and bull three-year €68.30. Those targets reflect earnings sensitivity to net interest income, trading volumes and credit costs. Forecasts are model-based projections and not guarantees. Traders should watch the Q4 results on 14 Jan 2026 and any fresh regulatory disclosures. Meyka AI, an AI-powered market analysis platform, will update forecasts after the report.
FAQs
When will Bank of America (NCB.DE) report Q4 earnings?
Bank of America will release Q4 results before the U.S. open on 14 Jan 2026. XETRA-listed shares (NCB.DE) usually react immediately when U.S. trading resumes, so expect volatility on that date.
What is the current price and valuation of NCB.DE stock?
NCB.DE closed at €47.14 on 12 Jan 2026. The trailing P/E is 15.40 with EPS €3.14. Price-to-book is near 1.40, supporting a value-income case for investors.
What price targets does Meyka AI provide for NCB.DE?
Meyka AI’s model projects €49.14 (monthly) and €54.46 (one year). The implied one-year upside versus €47.14 is 15.55%. Forecasts are model projections and not guarantees.
What risks should investors watch before the earnings report?
Watch credit-cost guidance, trading revenue swings, and regulatory headlines. Recent notices by Indian regulators add execution risk. Also monitor capital return commentary and the January note redemption.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
