What is the main disagreement between Timmer and Lee?

Jurrien Timmer of Fidelity Investments thinks the October peak marked a cycle top, pointing to a softer path into 2026. Tom Lee argues Bitcoin may break from the four-year cycle due to ETF access and broader adoption. One stresses historical rhythm, the other sees a structural demand shift.

How does CryptoQuant’s view affect near-term risk?

CryptoQuant says a bear market has started and highlights downside risk toward $70,000. That puts more weight on support levels and ETF flows. If inflows stall, pullbacks can extend. If inflows improve, the downside case weakens and bounces may gain follow-through.

Which technical levels matter most right now?

Price sits below the 50-day average at $93,145.83 and the 200-day at $107,941.50. Key support is near $84,818.17, then the $82,000-$80,000 zone. Resistance shows at the mid-band near $89,652 and the 50-day. ATR of $4,235.59 signals wide daily swings.

How should US investors adjust positioning?

Use staged entries, tight sizing, and stops below recent lows. Track daily spot ETF flows for confirmation. If price reclaims the 50-day with firm inflows, increase risk. If support breaks and flows weaken, cut exposure. Fidelity Investments users can pair BTC with cash or T-bills to reduce volatility.

Global Market Insights

BTCUSD Today: Fidelity-Timmer vs Tom Lee on Cycle — December 23

ByHuzaifa Zahoor December 24, 2025December 24, 2025

Fidelity Investments is in focus as Jurrien Timmer says Bitcoin’s October peak likely marked a cycle top, with 2026 a down year. That clashes with Tom Lee, who sees a break from the Bitcoin four-year cycle. Adding pressure, CryptoQuant warns a bear market has started and highlights downside risk near $70,000. With BTCUSD around $87,795.89 and US ETF flows key to sentiment, we outline what this split view means for positioning now.