When are CPP and OAS paid in January 2026?

Service Canada shows both CPP and OAS scheduled for January 28, 2026. Most direct deposits post on the morning of the date, though some banks post later in the day. Paper cheques can take longer to arrive. If funds do not show after one business day, contact Service Canada.

How much is the OAS increase 2026 and who receives it?

OAS is indexed quarterly, and for Q1 2026 it rises 0.3%. Anyone eligible for OAS, including those with supplements, sees the indexation applied to their benefit. The exact dollar change depends on your base amount. Payments reflect this increase starting with the January 28 deposit.

How can I confirm cpp payment dates for 2026?

Check My Service Canada Account for your personal schedule, deposit method, and any notices. Service Canada also posts cpp payment dates publicly each month. Add dates to a calendar and set alerts two days before to manage bills. If details look wrong, update your banking info quickly.

What if cpp payments 2026 or OAS do not arrive on January 28?

First, check pending transactions and bank alerts, then confirm direct deposit details in My Service Canada Account. Wait one full business day in case of processing delays. If funds still do not appear, call Service Canada. For cheques, allow extra postal time and consider switching to direct deposit.

Global Market Insights

Canada CPP, OAS Today, January 27: Jan 28 Deposit, 0.3% OAS Lift

ByHuzaifa Zahoor January 28, 2026

Canada’s first cpp payments 2026 and OAS deposits land on January 28. Retirees will also see a 0.3% OAS increase for Q1, which supports end of month expenses like rent and utilities. This timing affects cash flow, tax planning, and near term spending. We break down what hits accounts, how the OAS lift works, and practical steps to manage cpp payment dates and oas payment dates 2026 so you can keep budgets on track and avoid surprises.