What is the tax filing deadline for 2026 personal returns in Canada?

The tax filing deadline for most individuals is April 30, 2026. If you or your spouse is self‑employed, you can file by June 15, 2026, but any balance you owe is still due by April 30. Interest starts on unpaid amounts beginning May 1.

When is the RRSP deadline 2026 and which tax year does it affect?

The RRSP deadline 2026 is March 2. Contributions made up to that date apply to the 2025 tax year. They can reduce taxable income, increase a refund, or lower the amount you owe. Always confirm your contribution room before making deposits.

How will the new 14% bottom bracket affect my Canada tax refund?

A lower 14% rate can increase take‑home pay during the year if payroll tables reflect the cut. That may reduce the size of your spring refund. If your withholding does not change, you may see a larger refund. Review pay stubs and adjust TD1 forms if needed.

What is changing with CRA multi‑factor authentication in February 2026?

CRA will require a backup multi‑factor authentication method for accounts. If you cannot complete a second sign‑in step, access may be blocked, which can delay filing and any refund. Add a backup method, verify contact details, and test your login before slips arrive.

Do trucking companies need to issue more T4A slips in 2026?

Reporting is stricter for certain trucking payments to contractors and owner‑operators. Payers should issue accurate T4A slips that match records, and recipients should track income and expenses. Good documentation helps avoid penalties, reassessments, and refunds being held for review.

Global Market Insights

Canada Taxes February 5: CRA 2026 Changes Revise Filing and Refunds

ByDanny Kontos February 5, 2026February 5, 2026

Canada’s 2026 CRA updates reshape planning for the tax filing deadline and Canada tax refund expectations. The federal bottom bracket drops to 14%, backup multi‑factor authentication becomes mandatory in February, and T4A reporting tightens for trucking. Key dates include the RRSP deadline 2026 on March 2 and personal returns due April 30. For households and small businesses, timing cash flow and avoiding account access issues can make a real difference this quarter. We outline what changed, the dates to lock in, and easy actions to take now.