What exactly changed in the RAIFF analyst rating on Feb 4, 2026?

Citigroup maintained a **Neutral** rating on RAIFF on Feb 4, 2026, and raised its price target to **EUR 49.50** from **EUR 41.50**, reflecting a valuation update without a conviction change.

How should investors read a maintained Neutral with a higher price target?

A maintained Neutral with a higher target signals modestly improved valuation but unchanged near-term conviction. Investors may trim, hold, or add selectively based on risk tolerance and upcoming catalysts.

Does the Citi note affect RAIFF stock price immediately?

Not necessarily. Maintaining Neutral often produces muted immediate moves. The target uplift can support medium-term buying, but short-term reaction depends on market context and liquidity.

Where can I read the Citi update and recent company call?

Citi’s note was summarized by The Fly [source](https://thefly.com/permalinks/entry.php/id4285064/9561286394/RAIFF-Raiffeisen-Bank-price-target-raised-by-EUR--at-Citi). The Q4 2025 earnings call transcript is on Seeking Alpha [source](https://seekingalpha.com/article/4864403-raiffeisen-bank-internaln

Analyst Ratings

Citi Maintains Neutral on Raiffeisen Bank International AG (RAIFF) Feb 4, 2026

ByDanny Kontos February 5, 2026February 5, 2026

The latest RAIFF analyst rating shows Citigroup maintained a Neutral on Raiffeisen Bank International AG on Feb 4, 2026, while raising its price target to EUR 49.50 from EUR 41.50. This maintained Neutral signals Citi sees limited near-term upside but improved valuation. Investors should note the firm kept the rating unchanged even as it lifted the target. The move blends cautious sentiment with a higher fair-value view and may moderate trading reactions for RAIFF shares in the short term.