CRTO.PA Caisse Régionale de Crédit Agricole EURONEXT +4.90% intraday: earnings due 29 Jan
CRTO.PA stock is trading at EUR 127.48 intraday on 28 Jan 2026, up 4.90% as investors position ahead of an earnings release scheduled for 29 Jan 2026. The regional bank shows a P/E of 11.55, EPS of 10.52, and a market cap of EUR 122,517,558.00. Volume is light at 1,250 shares versus an average of 994, signalling selective trading. This earnings spotlight explains what the numbers mean for shareholders, the near-term price drivers, and consensus outlooks ahead of tomorrow’s report.
Earnings outlook for CRTO.PA stock
CRTO.PA earnings will be the main catalyst for the next trading session. Management is scheduled to report on 29 Jan 2026, which could clarify trends in loan margins and provisioning. Analysts expect the bank to explain recent declines in revenue growth and the path for net interest income. Any guidance on credit costs will move the stock quickly.
Investors should watch reported EPS relative to EPS 10.52, and commentary on deposit flows and loan demand. A beat on EPS or improved margin commentary could push the price above today’s high of EUR 127.48.
Market reaction and price drivers
Today’s intraday rise of 4.90% reflects positioning into earnings and a tight float. Key drivers include regional lending momentum and sector flows in Financial Services, which is up 0.00% day-to-day across Europe. Volume is thin, so small orders can amplify moves.
Macro factors matter: European rate expectations and local credit trends influence margins for regional banks. Watch EUR interest rate signals and any peer updates from larger French banks for cross-market cues.
Fundamental snapshot and valuation
CRTO.PA shows value metrics that stand out for the regional bank sector. The stock trades at a P/B of 0.26 and P/E of 11.55, with a dividend yield near 2.64%. Book value per share is EUR 474.48, and shares outstanding are 1,008,209.
However, cash flow metrics are weak: operating cash flow per share is -13.56, and free cash flow per share is -16.32, which lowers the free cash flow yield. Debt metrics reveal a debt-to-equity ratio of 2.69, a structural constraint for future capital returns.
Technical setup and trading cues
Technically, the stock is in a strong short-term trend. RSI sits at 70.04 (near overbought) and ADX is 27.79, signalling a strong trend. The 50-day price average is EUR 113.15 and the 200-day average is EUR 108.92, both below the current price, supporting momentum.
Traders should note the day range EUR 121.50 to EUR 127.48 and an ATR of 3.80. A close above today’s high on improving volume would be a constructive technical signal ahead of earnings.
Meyka grade and analyst view
Meyka AI rates CRTO.PA with a score out of 100: 67.34 (Grade B, Suggestion: HOLD). This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus. The company rating collected on 27 Jan 2026 lists a neutral recommendation overall, with a DCF tilt to buy and balance-sheet ratios flagged as weak.
Third-party ratio checks show a low price/book and solid earnings yield but higher leverage. For investors, the neutral grade suggests monitoring the earnings release for confirmation of margin recovery before adding exposure.
Risks and opportunities for investors
Primary risks include continued pressure on operating cash flow, elevated debt-to-equity at 2.69, and sensitivity to regional credit cycles. Any surprise rise in loan-loss provisions could lower EPS and reduce the dividend cushion.
Opportunities are a low P/B valuation, a dividend yield near 2.64%, and potential margin recovery if net interest income improves. Positive earnings or reassuring guidance could prompt re-rating versus regional peers.
Final Thoughts
Key takeaways for CRTO.PA stock ahead of earnings: the stock trades at EUR 127.48 intraday on 28 Jan 2026, and the earnings release on 29 Jan 2026 is the immediate catalyst. Fundamentals show cheap valuation metrics—P/B 0.26, P/E 11.55, and dividend yield 2.64%—but cash flow and leverage are weaknesses. Meyka AI’s forecast model projects a yearly target of EUR 140.82, implying an upside of 10.47% from today’s price. We present a conservative near-term price target of EUR 135.00 and a bullish scenario at EUR 155.00, contingent on earnings beat and margin guidance. Forecasts are model-based projections and not guarantees. Watch tomorrow’s EPS print, provision commentary, and peer updates to reassess positioning.
FAQs
When does CRTO.PA report earnings?
CRTO.PA is scheduled to report earnings on 29 Jan 2026. Expect commentary on net interest income, provisioning and loan demand that will drive intraday volatility in CRTO.PA stock.
What valuation metrics matter for CRTO.PA stock?
Key metrics: P/E 11.55, P/B 0.26, EPS 10.52, and dividend yield 2.64%. Also monitor operating cash flow per share and debt-to-equity of 2.69 for balance-sheet risk.
What is Meyka AI’s view and forecast for CRTO.PA stock?
Meyka AI rates CRTO.PA 67.34 out of 100 (Grade B, HOLD). Meyka AI’s forecast model projects a yearly price of EUR 140.82, implying about 10.47% upside from EUR 127.48.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
