Why did my Lufthansa credit card limit drop after the switch?

Press reports say the new issuer applied conservative limits during migration while risk data and income proofs are rechecked. Many users saw reductions from €7,500 to €2,500. The aim is tighter risk control and standardization, but it disrupted planned travel purchases. You can request a review with income documents and a clean Schufa. Faster communication and temporary increases for trips would help ease the transition for affected customers.

What are practical steps to restore my limit quickly?

Gather three months of payslips, the latest tax notice, and bank statements. Ensure your Schufa is accurate and utilization is low. Submit a concise request stating your target limit, typical monthly spend, and any upcoming travel with dates and amounts. Ask for a temporary increase if timing is tight. Follow up via multiple channels and confirm processing times. Keep documentation ready for a second review if the first decision is partial or delayed.

What should investors monitor after the Deutsche Bank card migration?

Focus on active card count, average monthly spend per card, fee revenue, and interchange trends. Watch limit increase approval times and complaint resolution speed, which influence churn. Media tone and customer reviews indicate reputational risk. If spend velocity and retention stabilize, earnings headwinds may fade. Persistent dissatisfaction and switching to Miles & More alternatives would signal ongoing pressure on the co-brand portfolio’s revenue and long-term customer lifetime value.

Global Market Insights

December 22: Deutsche Bank’s Miles & More Credit Card Faces Backlash as Lower Limits Trigger Churn F

ByHuzaifa Zahoor December 22, 2025December 22, 2025

German headlines focus on deutsche bank miles more kred after the Miles & More portfolio moved and many cardholders saw sharp credit cuts. Reports cite limits dropping from €7,500 to €2,500, non-automatic reviews, and service disruption. For investors, this raises churn risk and softer spend volumes in Germany. We explain what changed, how it impacts fee and interchange revenue, and what users can do now. We also outline realistic Miles & More alternatives in the local market.