Which Swiss banks still accept coin deposits?

ZKB and Raiffeisen still accept coins, but they apply thresholds and fees above limits. BEKB allows coin deposits at select ATMs with tiered pricing. PostFinance removed coin deposit machines and charges for unrolled coins. Migros Bank does not accept coins. Always confirm your branch and account conditions before visiting.

How can I avoid Swiss bank coin deposit fees?

Check your bank’s free limits and eligible channels. Use coin-accepting ATMs where available, pre-sort and roll coins if required, and split deposits across months if permitted. Spending coins for small purchases can also reduce the volume you need to deposit, lowering the chance of breaching thresholds and paying fees.

Why are coin deposits getting more expensive in Switzerland?

Counting, transporting, and insuring coins is costly and time consuming. As digital payments grow, fewer people deposit coins, so unit costs rise. Banks are trimming machines and counters and adding fees to cover the work. These steps push customers toward cards and apps while improving branch efficiency and cost control.

Are PostFinance fees the same across all branches?

No. PostFinance fees and rules depend on the service channel and product. The institution removed coin deposit machines and charges for unrolled coins, but specific amounts and packaging rules can vary. Check the current price list and ask your local branch for accepted formats to avoid surprises and rejections.

Global Market Insights

December 31: Swiss Banks Tighten Coin Deposits, Fees Rise for Cash

ByHuzaifa Zahoor December 31, 2025December 31, 2025

Swiss bank coin deposit fees are climbing as major lenders curb cash handling at year-end. PostFinance has removed coin deposit machines and now charges for loose coins, Migros Bank no longer accepts coins, and BEKB limits free deposits at ATMs. ZKB and Raiffeisen still take coins but with thresholds and charges. We explain what changed, why cashless banking Switzerland is accelerating, and how these moves can impact bank margins and customer habits in 2026.