Earnings 22 Jan 2026: UJJIVANSFB.NS Ujjivan SFB NSE at INR 57.89, guidance in focus
UJJIVANSFB.NS stock trades at INR 57.89 after a -4.08% decline on 20 Jan 2026 as investors weigh an upcoming earnings release on 22 Jan 2026. We focus on credit quality, net interest margin and guidance. The bank reports EPS 2.14 and a trailing PE of 28.18. This earnings report could shift near-term direction for this regional bank listed on the NSE in India. Our earnings spotlight ties the fundamentals to price action and short-term forecasts
Earnings preview: what to watch in the UJJIVANSFB.NS earnings release
Ujjivan Small Finance Bank reports results on 22 Jan 2026. Expect commentary on loan growth, collections, and retail mix. Analysts will watch net interest margin and fresh slippage trends. Management guidance on credit cost and deposit traction will determine market reaction
Price action and volume: how the market priced UJJIVANSFB.NS stock today
UJJIVANSFB.NS closed at INR 57.89 on 20 Jan 2026, down -4.08% or -2.46 points. Intraday range was INR 56.40 to INR 60.44. Volume was 15,517,006.00 versus average 12,227,595.00. The stock opened at INR 60.00, signaling profit-taking into earnings
Valuation and key financials: metrics that matter for UJJIVANSFB.NS analysis
Ujjivan Small Finance Bank shows EPS 2.14, trailing PE 28.18, and price to book 1.92. Book value per share is 31.40. Market cap stands at INR 116,938,646,420.00. Return on equity is 6.97%. The bank trades below the Financial Services sector average PE of 32.38, which suggests relative valuation support
Meyka AI rates UJJIVANSFB.NS with a score out of 100 and forecast
Meyka AI rates UJJIVANSFB.NS with a score out of 100 at 69.29, grade B and suggestion HOLD. This grade factors S&P 500 comparison, sector performance, financial growth, key metrics, and analyst consensus. Meyka AI’s forecast model projects monthly INR 60.94, quarterly INR 63.22, yearly INR 57.59, and three-year INR 69.88. Versus the current INR 57.89, implied moves are +5.27% (1 month) and +9.21% (3 months). Forecasts are model-based projections and not guarantees
Technicals and sector context for UJJIVANSFB.NS stock
Momentum indicators show RSI 71.60 and MACD histogram 0.60, flagging short-term overbought conditions. Price sits above the 50-day average INR 54.33 and 200-day average INR 48.09, supporting trend strength. The Financial Services sector is softer year-to-date, so bank-specific earnings will drive relative performance
Risks and catalysts: what could move UJJIVANSFB.NS stock after results
Upside catalysts include stronger-than-expected margin expansion, improving collections, and clearer deposit pick-up. Risks include elevated credit costs, weak operating leverage, and regulatory changes. Watch management tone on provisioning and large-ticket exposures post earnings
Final Thoughts
UJJIVANSFB.NS stock enters earnings with mixed signals. Fundamentals show modest ROE at 6.97%, EPS 2.14, and a PE of 28.18 which is below the Financial Services average PE 32.38. Price action today—INR 57.89 and volume 15,517,006.00—reflects caution ahead of 22 Jan 2026 results. Meyka AI’s model gives a near-term target of INR 63.22 for three months, implying +9.21% upside from the current price. Our technicals note short-term overbought conditions, which may cause volatility around the print. Key takeaway: if Ujjivan reports stable collections and margin guidance, the stock has room toward the quarterly target. If credit costs surprise higher, downside risk rises quickly. Forecasts are model-based projections and not guarantees. For the company site and deeper filings consult the Ujjivan SFB website and view the stock page on Meyka for real-time updates at UJJIVANSFB.NS on Meyka. Meyka AI provides this AI-powered market analysis as information only
FAQs
When does UJJIVANSFB.NS report earnings and why does it matter?
UJJIVANSFB.NS earnings are due 22 Jan 2026. The print matters for loan growth, NIM, and credit costs. Investors watch guidance on provisioning and deposit traction for near-term price direction
What is the current valuation of UJJIVANSFB.NS stock?
UJJIVANSFB.NS trades at PE 28.18 with EPS 2.14 and price to book 1.92. The market cap is INR 116,938,646,420.00. This places it below the Financial Services sector PE
What short-term price move does Meyka AI forecast for UJJIVANSFB.NS stock?
Meyka AI’s model projects a quarterly target of INR 63.22, implying +9.21% versus the current INR 57.89. Forecasts are model-based projections and not guarantees
What are the main risks to UJJIVANSFB.NS stock after earnings?
Primary risks include higher-than-expected credit costs, weak margins, and regulatory shocks. Weak deposit growth or surprise slippages would pressure the stock quickly
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
