Earnings Jan 19: IDBI.NS IDBI Bank (NSE) pre-market 16 Jan 2026 target INR 120
We expect market attention on IDBI.NS stock ahead of its earnings announcement on 19 Jan 2026. The pre-market snapshot shows the share at INR 104.85, trailing EPS 8.59 and a PE of 12.21. With a one-year gain of 42.13% and volume near 11.15 million, investors will watch credit costs, margins, and deposit growth. This earnings spotlight frames valuation, Meyka forecasts, and short-term risks as the bank reports next week.
Pre-market snapshot: IDBI.NS stock key numbers
IDBI Bank Limited (IDBI.NS) on the NSE trades at INR 104.85 with a day range of INR 102.75–105.80. Market cap stands at INR 1,127,389,368,049 and volume is 11,150,083 shares. Valuation metrics include PE 12.21 and EPS 8.59. The 50-day average is INR 101.01 and the 200-day average is INR 94.27, showing a positive trend versus longer-term price action.
Earnings preview: what to watch on 19 Jan 2026
Earnings are scheduled for 19 Jan 2026 and will set the tone for the near term. Key items: net interest margin, credit costs, retail vs corporate loan growth, and provision cover. IDBI’s trailing net margin is 27.57% and return on equity is 15.70%. Analysts will compare reported EPS to trailing 8.59 and look for management commentary on asset quality and deposit pricing.
Valuation and sector context for IDBI.NS stock
Within the Financial Services sector (avg PE 33.20), IDBI.NS stock trades at a cheaper PE 12.21, underlining a value tilt. Price-to-book is 1.77 and dividend per share is 2.10 (yield ~2.00%). Lower valuation reflects perceived franchise risks, but also gives upside if margins and asset quality improve. Sector peers like HDFCBANK and ICICIBANK trade at materially higher multiples, showing room for multiple re-rating if fundamentals strengthen.
Meyka AI grade and technical signals
Meyka AI rates IDBI.NS with a score out of 100: 71.52 — Grade B+ — Suggestion: BUY. This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus. Technical indicators show RSI 62.11, MACD histogram 1.21, ADX 30.61 (strong trend) and Bollinger upper band INR 111.14. Momentum is positive but MFI at 86.18 signals short-term overbought conditions.
Risk profile and downside scenarios
IDBI’s interest coverage is 0.80, and debt-to-equity is 0.35, indicating moderate leverage. Key risks: higher slippages, slower retail deposit growth, or policy rate shocks that compress margins. Company rating data dated 14 Jan 2026 shows a mixed view (rating C, recommendation Sell in one dataset), so near-term market reaction could be volatile if earnings miss. Liquidity metrics show avg volume 15.89 million, so trading can move quickly on news.
Price targets and model forecasts for IDBI.NS stock
Meyka AI’s forecast model projects a monthly price of INR 115.65 and a yearly price of INR 112.62 versus the current INR 104.85. The model implies a monthly upside of 10.30% and a 12-month upside of 7.41%. Three-year guidance sits at INR 141.27, implying 34.73% upside. These forecasts are model-based projections and not guarantees. For a nearer-term reference, an analyst-styled target of INR 120.00 reflects upside if provisioning improves and margins stabilize.
Final Thoughts
IDBI.NS stock enters earnings week as a value-oriented bank with clear upside if management shows steady margin recovery and contained slippages. At INR 104.85, the stock trades below Financial Services peers on PE and PB metrics. Meyka AI’s forecast model projects INR 115.65 over the next month (implied +10.30%) and INR 112.62 over 12 months (+7.41%). Our grade, B+ (71.52), reflects that mix of value and execution risk. Watch the 19 Jan 2026 results for guidance on credit cost trajectory and deposit momentum. Earnings that beat on margin and report stable coverage could trigger the re-rating needed to reach the model targets. Forecasts are model-based projections and not guarantees, and this analysis is informational, not advice. For live updates see IDBI on Meyka AI IDBI.NS on Meyka.
FAQs
When does IDBI.NS stock report earnings?
IDBI Bank (IDBI.NS) is scheduled to report earnings on 19 Jan 2026. Markets will focus on net interest margin, provisions, and management commentary on loan growth and deposit trends.
What is Meyka AI’s short-term forecast for IDBI.NS stock?
Meyka AI’s forecast model projects INR 115.65 in one month for IDBI.NS stock, implying roughly 10.30% upside from INR 104.85. Forecasts are model-based projections and not guarantees.
What are the main risks to IDBI.NS stock after earnings?
Main risks include higher-than-expected slippages, weaker deposit growth, and margin compression. Lower interest coverage (0.80) and mixed third-party ratings could amplify downside on a negative surprise.
How does IDBI.NS stock compare to sector peers?
IDBI.NS stock trades at PE 12.21, well below the sector average PE 33.20. That gap signals value if fundamentals improve, but also reflects perceived execution and asset-quality risk relative to peers.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.
