What is confirmed about the Kovan Regency fire?

SCDF extinguished a unit fire on 20 February, rescued several occupants, and three people were taken to hospital. About 100 residents were evacuated as smoke spread. Six individuals were rescued from the affected unit, according to local reports. Authorities are assessing the scene, and cause and compliance outcomes will guide next steps.

Who pays for repairs after a condo fire in Singapore?

Typically, the MCST’s building insurance covers structural and common property damage, subject to the policy. Individual owners rely on home contents insurance for renovations and belongings. Liability may shift if contractor negligence is proven. Exact outcomes depend on cause, policy wording, and evidence gathered by adjusters and authorities.

Could the incident affect insurance premiums for similar condos?

Yes. Insurers reassess site risk after a loss. Premiums or deductibles may rise, and exclusions can tighten, especially around electrical faults or hot works. Strong controls, clean maintenance logs, and timely remediation help defend terms. Underwriters weigh incident history, system reliability, and audit evidence during renewal negotiations.

What should condo boards do now to reduce fire risk?

Commission an independent fire safety audit, test alarms and sprinklers, enforce clear corridors, and verify electrical load management. Tighten hot‑work permits and contractor oversight. Run evacuation drills with floor wardens and record all checks and fixes. Good documentation supports compliance, speeds claims, and can stabilise insurance pricing.

Law and Government

February 20: Kovan Regency Fire Puts Condo Safety, Insurer Risk in Focus

ByHuzaifa Zahoor February 20, 2026February 20, 2026

On 20 February, a fire at Kovan Regency in Hougang sent three people to hospital and triggered the evacuation of about 100 residents. SCDF rescue teams put out the blaze and removed occupants from the affected unit. For investors, the Kovan Regency fire spotlights condo safety practices, legal duties of MCSTs, and insurer risk in Singapore. We explain the regulatory backdrop, cost pressures that could rise near term, and the right questions to ask property managers and insurers this quarter.