Are banks open on Sunday, January 18, 2026?

No. It is a bank holiday today because January 18 is a Sunday. Branches are closed nationwide. Digital services like UPI, IMPS, mobile banking, and cards stay active. Cheque clearing and other branch-based services move to the next business day, Monday, January 19, 2026.

Will UPI, NEFT, and RTGS work during holidays?

Yes. UPI, IMPS, and card payments run 24x7. You can also use NEFT and RTGS online. Some postings may reflect in the next batch or on the next working day if a receiving branch is closed. Keep transaction IDs and alerts for quick tracking.

How do holidays on January 23 and January 26 affect cheques?

If your city has a holiday on January 23, in-person processing pauses. Republic Day on January 26 is a nationwide closure. Cheques lodged near these dates can settle on the next working day. Deposit early and keep stamped slips or e-receipts for follow-up.

Where can I confirm state-wise bank holidays for January 2026?

Check the RBI holiday calendar and your bank’s local notifications. State lists can vary by city, so verify on your bank’s website or at the branch a day in advance. This helps plan visits, cheque deposits, and cash needs during January 2026 bank holidays.

Global Market Insights

India Bank Holiday Watch, January 18: Sunday Closed; Jan 23 and 26 Ahead

ByDanny Kontos January 18, 2026January 18, 2026

India’s bank holiday today falls on Sunday, January 18, 2026, so branches are closed nationwide. Most branches operated on Saturday, January 17, except in Tamil Nadu for Uzhavar Thirunal. The next closures are January 23 in select states and Republic Day on January 26 across India. Digital channels stay available, so plan payments, cheque deposits, and settlements with these dates in mind. Check the RBI holiday calendar to confirm local variations within the January 2026 bank holidays before you visit a branch.